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BMW M5 Car Insurance

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The BMW M5 is a high-performance sports sedan that blends the luxury of a four-door cruiser with race-car power. Known for its turbocharged engine and dynamic handling, it appeals to performance enthusiasts unwilling to sacrifice everyday comfort.

BMW M5 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the BMW M5 fluctuate significantly, moving from $4690 in 2022 to $2491 in 2023, rising again to $5473 in 2024, then declining to $3772 in 2025 and $3108 in 2026. This variability likely reflects changes in insured driver profiles rather than a stable trend.

To find the best insurance for your BMW M5 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW M5 cost in Quebec?

Premiums vary considerably by city for the BMW M5, ranging from $241 in Montreal to $5607 in Quebec City. Laval ($3394) and Terrebonne ($1395) fall in a mid-range, while Brossard ($494) is among the lowest amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $494.42
LAVAL $3393.73
MONTRÉAL $240.89
QUÉBEC $5606.96
TERREBONNE $1395.2

Frequently asked questions (FAQ)

How much does it cost to insure a BMW M5?
Based on the available data, the average premium for a BMW M5 varies significantly by year, ranging from $2491 in 2023 to $5473 in 2024, with a value of $3108 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a BMW M5?
Based on the data provided, Montreal shows the lowest premium ($241), followed by Brossard ($494), while Quebec City has the highest premium ($5607).
Why do BMW M5 premiums vary so much from year to year?
M5 premiums swing between $2491 and $5473 depending on the year, which may reflect shifts in insured driver profiles or claims volume rather than a clear trend.
What factors influence the insurance cost of a BMW M5?
Its high power output, classification as a performance vehicle, and expensive replacement parts are major factors influencing premiums, along with the driver's profile and city of residence.
How can I lower the insurance cost of a BMW M5?
Comparing quotes from several insurers, maintaining a clean driving record, and bundling insurance policies are effective ways to reduce the premium for this type of high-performance vehicle.

Offers received by our customers on BMW M5 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026