Find and compare cheap insurance quotes

FAQ

Published on

1. What is ClicAssure

ClicAssure is an insurance comparison platform in Canada that helps consumers save significantly on their auto, home, life, and other insurance premiums.

ClicAssure is more than a simple comparison tool—it’s a comparator of comparators. Our network brings together over 120 insurance partners, mainly brokerage firms that themselves compare premiums from multiple direct insurers. With a single request, you can compare your premiums from more than a dozen reputable insurers in Canada.

Founded in 2009, ClicAssure has already helped hundreds of thousands of Canadians save on their insurance. Thanks to its cutting-edge technology, vast partner network, and unique expertise, ClicAssure is recognized today as the No.1 insurance comparison platform in Québec.

2. How does ClicAssure work?

  1. You complete an online form for the type of insurance you want (auto, home, life, motorcycle, etc.).
  2. You receive up to 3 quotes from our partners (insurers or brokerage firms).
  3. For many products, your premium is calculated instantly online, so you can immediately see the proposed amount.

ClicAssure also lets you complete insurance quotes by phone for those who prefer a human touch instead of filling out an online form. By calling ClicAssure at 1-855-431-7869, you’ll be connected with one of our partner brokers. They will guide you and help you find the best possible price for your insurance.

ClicAssure collaborates with several of the top insurance brokerages in Canada. By choosing our service, you’re in good hands—your file will be handled by recognized experts in the field.

3. Can ClicAssure really save me money on my insurance?

Absolutely! Helping Canadians save on their insurance is ClicAssure’s mission.

While we can’t guarantee 100% that you’ll always find the absolute lowest price (nothing is ever certain in life), ClicAssure is without a doubt your best chance to get a competitive premium.

Since its creation, ClicAssure has helped hundreds of thousands of Canadians secure the best price for their auto insurance, home insurance, and other insurance needs.

As of 10 September 2025, users who used ClicAssure for their auto insurance saved an average of $432, which represents an average savings of 28%.

4. How does ClicAssure help policyholders save so much?

ClicAssure reduces your insurance premiums thanks to several combined factors:

  • A vast network: ClicAssure has over 120 partners in Canada, mainly brokerage firms. Each brokerage typically represents 4 to 10 direct insurers, each with its own agreements and discounts.
  • One application, multiple comparisons: by completing one form on ClicAssure, you automatically compare offers from 3 different brokerages—the equivalent of comparing more than 10 direct insurers in a single request.
  • Increased competition: on ClicAssure, partner insurers know they are directly competing with two other bidders. To maximize their chances of being selected, they often offer exclusive discounts on ClicAssure.
  • Access to a wide range of insurers: in addition to big names, ClicAssure collaborates with more specialized or less publicized insurers whose premiums can be more advantageous (e.g., L’Unique Assurance, Alpha Assurance, Aviva Canada, Allstate, Co-operators, Wawanesa, etc.).

Thanks to these elements, ClicAssure is recognized as the No. 1 insurance comparison platform in Québec and represents your best chance to get the best possible price for your coverage.

5. Does ClicAssure sell insurance?

No, ClicAssure does not sell insurance directly. The goal of the platform is to connect you with the right entity (direct insurers, agents, or insurance brokers) that can best meet your needs and, above all, help you find the lowest insurance premium. Ultimately, your insurance contract will be issued by a direct insurer authorized to sell insurance in Canada.

6. What types of insurance are available on ClicAssure?

ClicAssure lets you compare a very large number of insurance types. For example:

  • Auto insurance
  • Home insurance
  • Life insurance
  • Motorcycle insurance
  • ATV insurance
  • RV insurance
  • Commercial insurance
  • Travel insurance
  • Etc.

7. Is ClicAssure secure and trustworthy?

Absolutely! ClicAssure is the No.1 insurance comparison platform in Québec and we have thousands of satisfied customers every year. Like all companies operating in the financial services sector in Canada, we must comply with numerous laws, standards, and regulations at various levels.

  • Business number: ClicAssure is officially registered in Québec under number 1171442362
  • AMF (Autorité des marchés financiers): ClicAssure is registered with the AMF under the following identifiers:
    • Name: CLICASSURE, CABINET DE SERVICES FINANCIERS INC.
    • Registration No.: 601725
    • Client number: 3000829596
  • Personal information laws: ClicAssure is 100% compliant with Québec and Canadian laws, including Law 25, and all requirements for the protection of personal information. Rigorous audits are conducted each year to stay current with best practices.
  • Data deletion: all sensitive data on ClicAssure is deleted after 100 days. Sensitive personal data is collected by ClicAssure solely for the purpose of obtaining insurance quotes.
  • AMF security audits: ClicAssure is the only insurance comparison platform to have successfully passed the AMF’s security tests, giving us exclusive access to the Fichier central des sinistres automobiles (FCSA) / Central Automobile Claims File. This access lets us calculate your premiums with a level of precision that is unique in Québec.

8. How does ClicAssure generate revenue?

ClicAssure charges no commission on the insurance premiums sold by its partners.

Our model is based on lead generation. Each time an insurer or brokerage appears among the 3 bidders presented to a customer, it pays a fixed amount to ClicAssure.

Whether a policy is ultimately sold or not, this model ensures:

  • complete impartiality in how offers are presented, and
  • the guarantee that the price offered to the consumer is never affected by our remuneration model.

9. Which insurers are represented by ClicAssure?

The list of insurers represented on ClicAssure is extensive. Because we work with both direct insurers and brokerage firms—and because ClicAssure lets you compare personal, commercial, and other lines—many potential insurers may be able to offer you the best price. Among them, for example:

  • Beneva
  • L’Unique
  • Promutuel
  • Desjardins
  • iA Financial Group (Industrielle Alliance)
  • La Personnelle
  • Aviva
  • Wawanesa
  • Economical
  • Pafco
  • Elco
  • April
  • Co-operators
  • Prysm
  • Intact Insurance
  • Northbridge
  • Alpha
  • La Souveraine
  • Echelon
  • Chubb
  • Manulife
  • Sun Life
  • RBC Insurance
  • BMO Insurance
  • Blue Cross
  • And many more!

10. Will I get calls from insurers?

Yes—but never more than 3 calls max. Here’s what to know:

  • Calls related to ClicAssure: when you submit an online request, your information is sent to 3 bidders (direct insurers or brokerages). These companies may contact you to:
    • validate certain information,
    • finalize the quote,
    • or complete the sale if you accept the offer.
  • The “too many calls” myth: some users believe they receive too many calls after using ClicAssure. In reality, this often happens when they’ve also requested quotes on other sites or directly from insurers. They then receive calls from multiple sources, which is sometimes wrongly attributed to ClicAssure.
  • Annual calls from other insurers: your current and past insurers know your renewal date and may contact you each year, even if it has nothing to do with a new request on ClicAssure.
  • Mandatory call to validate a contract: in Québec, insurers must confirm your contract by phone to protect the consumer. This call verifies essential details like your exact vehicle model, clauses, and endorsements. Without this step, your contract could be incomplete or invalid.

With ClicAssure, you can be sure you’ll only receive calls that are necessary, limited, and regulated.

11. What if I didn’t get savings with ClicAssure?

Even though ClicAssure is your best chance to get the best price in Québec, it’s possible that—depending on your profile or timing—you might not immediately see the most advantageous offer online.

If you’re not satisfied with the quotes obtained, you have two options:

  1. Call us at 1-855-431-7869. An agent will gather your details and can direct you to a partner broker who—thanks to their expertise and exclusive agreements—may be able to find additional discounts.
  2. Try again at renewal time: insurance prices evolve constantly. Submitting a new request at the right time can help you access better offers.

In many cases, a simple phone call with one of our partners has helped customers get lower premiums than those shown online.

12. Can I get a quote by calling ClicAssure?

Yes—absolutely! Phone-based quoting is one of ClicAssure’s core services.

When you call 1-855-431-7869:

  • An agent will collect your basic information to fully understand your situation.
  • You’ll be connected directly with one of our partner brokers.
  • The broker will compare offers from their represented insurers to propose the most advantageous premium.

ClicAssure has maintained strong partnerships for years with the largest insurance brokerages in Québec. These experts work with a wide network of insurers and all share the same goal: help you save as much as possible on your insurance.

13. Can I bundle my insurance through ClicAssure to get discounts?

Yes—and it’s one of the best ways to save even more!

When you request quotes for multiple products at the same time (e.g., auto + home, or auto + home + motorcycle), ClicAssure groups your requests and sends them to the same insurers. They can then offer multi-policy (bundling) discounts to reward customers who combine their coverages.

Our system automatically factors these discounts into your premiums so you can immediately see how much you could save by combining your insurance in one place.

By bundling your coverages, you benefit not only from a better price but also from greater simplicity: one insurer, one bill, and optimized coverage.

14. Can ClicAssure insure everyone?

Yes—almost! Thanks to its vast partner network, ClicAssure offers solutions for nearly all customer profiles.

We work with:

  • insurers specialized in drivers with a history of DUI,
  • partners offering solutions for people with a criminal record,
  • and several companies that cover so-called “non-standard” situations (poor credit history, bankruptcy, particular backgrounds, etc.).

In the vast majority of cases, we can find suitable coverage. However, some individuals may be deemed “uninsurable” if their profile is considered an extreme risk (e.g., proven insurance fraud or repeat DUI offenders).

For everyone else, ClicAssure remains your best chance to find coverage tailored to your situation at the best possible price.

15. Does ClicAssure handle insurance claims?

No. Since ClicAssure is an insurance comparison platform and not an insurer, we do not handle claims directly.

In the event of a loss or if you need to make a claim, you must contact the insurer that issued your policy. They will take charge of your file and guide you through the process.

Our role is to help you find the best insurance at the best price. Once your policy is chosen, your insurer is always your official point of contact for service and claims.

16. Why do ClicAssure’s forms have so many questions?

Our forms may seem long, but every question has a clear purpose: help you save.

Here’s why:

  • Each insurer uses its own criteria to calculate a premium (e.g., driving history, type of dwelling, customer profile, etc.).
  • To make your request valid with as many insurers as possible, we need to include all the information they might require.
  • The more complete and precise your answers, the wider we can search—and the more personalized and competitive the offers we can present.

In other words: spending a few extra minutes on the form = more options, a higher chance of saving, and a fairer final price.

 

 

Start Your Quote Request

Start your car insurance quote request now

*Permissions:
I authorize ClicAssure to collect and share my personal information with some of its business partners who may provide me with an insurance quote. I also authorize ClicAssure and its partners to contact me by email, text, phone, or mail to respond to my request or finalize my quote.
I also consent to ClicAssure and its partners collecting, using, sharing, and retaining my personal information for the purposes of:
• Creating and updating my profile;
• Assessing the products and services they can offer me;
• Obtaining my feedback on my interactions with them or on their products and services;
• Conducting studies and creating statistical models;
• Providing me with personalized recommendations;
• Fulfilling their legal obligations.
If I accept the insurance offer from one of ClicAssure's business partners, I also authorize the latter to inform ClicAssure in order to update my file.
I also authorize ClicAssure and these same partners to communicate with me by email, text message, telephone or mail to respond to my request for insurance quotes or to allow me to finalize my quote request.

If I accept the insurance offer from one of ClicAssure's business partners, I also authorize the latter to inform ClicAssure in order to update my file.
I also authorize ClicAssure and these same partners to communicate with me by email, text message, telephone or mail to respond to my request for insurance quotes or to allow me to finalize my quote request.
Privacy
Use of cookies

User Reviews