HYUNDAI ELANTRA 2008 Car Insurance

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The 2008 Hyundai Elantra is an economical compact sedan valued for its reliability and low upkeep costs. A mature model in the used-car market, it appeals to drivers seeking an affordable, simple, and low-cost-to-insure vehicle.

HYUNDAI ELANTRA 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2008 Hyundai Elantra hovers around $400, moving from $411 to $447 in 2025 before dropping to $324 in 2026. This variability reflects the vehicle's low residual value and periodic market adjustments rather than a sustained upward or downward trend.

To find the best insurance for your HYUNDAI ELANTRA 2008 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your HYUNDAI ELANTRA 2008 cost in Quebec?

Premiums for the 2008 Elantra are highest in Montreal ($450) and Quebec City ($316), while Laval shows the lowest amount ($192). Longueuil ($273), Lévis ($315), Sherbrooke ($306), and Trois-Rivières ($381) fall between these extremes, illustrating a notable gap between cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$192.44
LÉVIS	$315.01
LONGUEUIL	$273.19
MONTRÉAL	$450.23
QUÉBEC	$316.1
SHERBROOKE	$305.74
TROIS-RIVIÈRES	$380.63

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 Hyundai Elantra?

The average premium for a 2008 Hyundai Elantra ranges between $324 and $447 across the available data, averaging around $401.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Has the premium for the 2008 Elantra changed much over the years?

It has fluctuated without a clear trend, moving from $411 in 2021 to $447 in 2025, then dropping to $324 in 2026, reflecting occasional adjustments rather than a sustained increase or decrease.

Which city offers the lowest insurance cost for a 2008 Elantra?

Based on the data provided, Laval has the lowest premium ($192), followed by Longueuil ($273), well below Montreal's $450.

Why is Montreal more expensive than Laval for this vehicle?

Traffic density and higher claim frequency in dense urban areas often explain higher premiums in Montreal ($450) compared to Laval ($192).

What factors influence the premium for a 2008 Elantra?

Vehicle age, its reduced replacement value, the driver's profile, and city of residence are the main factors determining the premium for this model.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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