BMW 328XI 2008
Sid Ali from Montréal
$325 /year
Premium computed in November 2025
The BMW 328xi is a compact luxury sedan distinguished by its all-wheel drive system (symbolized by the 'xi') offering optimal grip on all surfaces. Combining performance, comfort, and technology, it delivers the dynamic driving experience typical of the Bavarian brand. Its balanced engine and precise handling make it a popular choice for drivers seeking both prestige and everyday driving pleasure.
Insurance premiums for the BMW 328xi have experienced significant fluctuations between 2021 and 2025. Starting at $431 in 2021, they nearly tripled to $1198 in 2022, before dropping to $793 in 2023. A slight increase to $907 in 2024 was followed by another decrease to $773 in 2025, showing unusual volatility in this market.
To find the best insurance for your BMW 328XI vehicle, it is more important than ever to compare the available options.
Insurance costs for the BMW 328xi vary significantly by city. Laval has the highest premiums at $1385, more than four times higher than Montreal, which shows the lowest rate at just $325. Quebec City ($438), Repentigny ($617), and Sherbrooke ($758) fall between these two extremes, revealing important regional disparities.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| LAVAL | $1385.23 |
| MONTRÉAL | $324.82 |
| QUÉBEC | $438.18 |
| REPENTIGNY | $616.94 |
| SHERBROOKE | $757.55 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.