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BMW M5 Car Insurance

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The BMW M5 is a high-performance sedan that blends luxury with raw power thanks to its M-division engineering. Designed for demanding drivers, it combines everyday comfort with sports-car-like driving sensations.

BMW M5 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the BMW M5 fluctuate significantly, moving from $4690 in 2022 down to $2491 in 2023, then rising to $5473 in 2024, before falling to $3772 in 2025 and $3108 in 2026. This variability reflects notable year-to-year swings rather than a stable trend.

To find the best insurance for your BMW M5 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW M5 cost in Quebec?

City differences are pronounced for the BMW M5: Quebec City shows the highest premium ($5607), followed by Laval ($3394) and Terrebonne ($1395), while Brossard ($494) and Montreal ($241) post the lowest amounts among the provided data.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $494.42
LAVAL $3393.73
MONTRÉAL $240.89
QUÉBEC $5606.96
TERREBONNE $1395.2

Frequently asked questions (FAQ)

How much does it cost to insure a BMW M5?
The average premium for a BMW M5 varies by year, ranging from $2491 in 2023 to $5473 in 2024. In 2026, the average sits around $3108.
Why do BMW M5 premiums vary so much year to year?
The data shows significant swings, from $2491 to $5473 depending on the year. This volatility may reflect changes in insured driver profiles or repair costs for the model.
Which city offers the lowest insurance cost for a BMW M5?
Based on the data provided, Montreal ($241) and Brossard ($494) post the lowest average premiums for this model.
Why is the premium so high in Quebec City?
In Quebec City, the average premium reaches $5607, notably higher than other cities provided, which may reflect local factors within the collected data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a BMW M5?
Engine power, specialized parts costs, and the vehicle's high replacement value are key factors driving the premium calculation.
How can I get the best premium for a BMW M5?
Comparing quotes from several insurers remains the best way to find the best prices, given the significant differences observed across cities and years.

Offers received by our customers on BMW M5 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026