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KIA MAGENTIS Car Insurance

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The Kia Magentis is a discreet midsize sedan focused on comfort and predictable driving for family or daily use. An affordable model in the Kia lineup, it appeals to buyers seeking a practical vehicle with low maintenance costs.

KIA MAGENTIS CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Kia Magentis fluctuate significantly, dropping from $1215 in 2021 to $482 in 2022, then to $364 in 2023, before rising again to $425, $531, and $368 in 2024, 2025, and 2026. This variation mainly reflects the model's advancing age and a general decline in its insurable value over time.

To find the best insurance for your KIA MAGENTIS vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA MAGENTIS cost in Quebec?

Based on the data provided, the average premium for the Kia Magentis in Quebec City stands at $313, noticeably lower than the historical premiums observed for the model overall.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $312.79

Frequently asked questions (FAQ)

How much does auto insurance cost for a Kia Magentis?
The average premium for the Kia Magentis ranged from $1215 in 2021 to $368 in 2026, with a recent average of $531 in 2025. In Quebec City, the reported average premium is $313.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why has the Kia Magentis premium fluctuated so much since 2021?
The vehicle's increasing age, declining replacement value, and fewer units on the road largely explain the fluctuations, moving from $1215 down to under $550 in later years.
Is the Kia Magentis cheaper to insure in Quebec City?
Yes, based on the available data, the average premium in Quebec City is $313, which is lower than several of the historical yearly premiums reported for this model.
What factors influence the insurance premium for a vehicle like the Magentis?
Vehicle age, reduced market value, parts availability, and the model's claims history are the main factors influencing the premium, often pushing it lower for an older model.
How can I further reduce my premium for a Kia Magentis?
Comparing quotes from multiple insurers, choosing a higher deductible, and checking eligibility for older-vehicle discounts can help lower the premium even further.

Offers received by our customers on KIA MAGENTIS cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026