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KIA SPECTRA5 Car Insurance

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The Kia Spectra5 is a versatile compact vehicle distinguished by its practicality and excellent value for money. This hatchback model offers generous cargo space and pleasant handling in urban environments. Although no longer in production, the Spectra5 remains appreciated for its reliability, fuel economy, and affordable maintenance, making it a sensible choice for pragmatic drivers.

KIA SPECTRA5 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Insurance premiums for the Kia Spectra5 show an irregular trend between 2021 and 2025. Starting at $210 in 2021, they experienced a significant increase to $392 in 2023, before dropping to $268 in 2024 and stabilizing at $263 in 2025.

To find the best insurance for your KIA SPECTRA5 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SPECTRA5 cost in Quebec?

In Gatineau, insurance premiums for the Kia Spectra5 average $317, representing a relatively moderate cost for this compact model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $317.19
MONTRÉAL $238.71

Offers received by our customers on KIA SPECTRA5 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 11/21/2025