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MAZDA MIATA Car Insurance

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The Mazda Miata is a lightweight, agile roadster known for pure driving enjoyment and sharp cornering. Compact and affordable, it appeals to enthusiasts seeking an accessible sports car that's easy to live with day to day.

MAZDA MIATA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the Mazda Miata shift dramatically, moving from $205 to $4108. After a slight dip in 2023 ($170), the premium rises sharply each year, reaching a much higher level by 2026.

To find the best insurance for your MAZDA MIATA vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MIATA cost in Quebec?

Among the cities provided, Montreal shows the highest premium ($523), followed by Laval ($314) and Sherbrooke ($299), while Saint-Jérôme ($288) posts the lowest amount. The gap between Montreal and the other cities remains notable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $314.08
MONTRÉAL $523.36
SAINT-JÉRÔME $287.76
SHERBROOKE $298.55

Frequently asked questions (FAQ)

How much does insurance cost for a Mazda Miata?
The average premium varies significantly by year, moving from $205 in 2022 to $4108 in 2026. This sharp recent increase suggests notable changes in risk profile or available data for this model.
Why has the Miata's premium increased so much recently?
Between 2024 and 2026, the average premium jumps from $281 to $4108. Such an increase may reflect rising repair costs, a risk reassessment, or a shift in the insured data sample.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Which city offers the lowest insurance cost for a Miata?
Based on the data provided, Saint-Jérôme ($288) shows the lowest average premium, ahead of Sherbrooke ($299) and Laval ($314).
Why does Montreal show a higher premium for the Miata?
At $523 on average, Montreal stands out clearly from the other cities provided, which is generally explained by traffic density and higher claim frequency in urban areas.
What factors influence a Mazda Miata's premium?
The vehicle's sports classification, low weight, parts costs, and driver profile directly influence the premium, which can vary considerably from year to year.
How can I lower my insurance premium for a Miata?
Comparing quotes from several insurers and reviewing deductible options can help limit the impact of the premium variations observed for this model.

Offers received by our customers on MAZDA MIATA cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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