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MAZDA MIATA Car Insurance

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The Mazda MX-5 Miata is a lightweight, agile roadster known for pure driving enjoyment and a compact footprint. A symbol of the accessible convertible, it appeals to enthusiasts seeking a lively road experience rather than everyday practicality.

MAZDA MIATA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the Mazda Miata fluctuate notably, dropping from $205 to $170 before jumping sharply to $4651 in 2026. This sudden increase in the latest year suggests a significant shift in risk profile or available data for this model.

To find the best insurance for your MAZDA MIATA vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MIATA cost in Quebec?

Among the cities provided, Montreal shows the highest premium ($523), followed by Laval ($314), while Saint-Jérôme ($288) and Sherbrooke ($291) post the lowest amounts for the Mazda Miata.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $314.08
MONTRÉAL $523.36
SAINT-JÉRÔME $287.76
SHERBROOKE $290.81

Frequently asked questions (FAQ)

How much does car insurance cost for a Mazda Miata?
The average premium has fluctuated significantly recently, rising from $360 in 2025 to $4651 in 2026, indicating a major increase worth considering before comparing current quotes.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Miata's premium rise so much in 2026?
Such a sharp jump, from $360 to $4651, may reflect a change in available data, parts costs, or risk classification associated with this sports model.
Which city offers the lowest insurance cost for a Miata?
Based on the data provided, Saint-Jérôme ($288) and Sherbrooke ($291) post the lowest average premiums among the compared cities.
Is the Miata more expensive to insure in Montreal?
Yes. Montreal shows the highest premium among the provided cities at $523, compared to $314 in Laval.
What factors influence a Mazda Miata's premium?
Its classification as a convertible sports car, specialized parts costs, and driver profile strongly influence the premium, as shown by the sharp variation observed between 2022 and 2026.
How can I lower my premium for a Mazda Miata?
Comparing quotes from several insurers and checking coverage options suited to a convertible remain the most effective ways to find a better price.

Offers received by our customers on MAZDA MIATA cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026

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