MAZDA MX5 Car Insurance

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The Mazda MX-5 is a lightweight, agile roadster known for pure driving enjoyment and near-perfect balance. Compact and affordable, it appeals to enthusiasts seeking an authentic driving experience rather than raw power.

MAZDA MX5 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Mazda MX-5 fluctuate, moving from $626 to $699, then $651, $747, and peaking at $882 in 2025 before dropping to $670 in 2026. This variability suggests a relatively stable mid-term premium without a sustained upward trend.

To find the best insurance for your MAZDA MX5 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your MAZDA MX5

How much does insurance for your MAZDA MX5 cost in Quebec?

Premiums are highest for the MX-5 in Gatineau ($1168), Drummondville ($984), and Longueuil ($864), while Laval ($425) and Lévis ($573) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$984.27
GATINEAU	$1167.66
LAVAL	$424.83
LÉVIS	$572.9
LONGUEUIL	$864.26
QUÉBEC	$731.54
SAINT-JÉRÔME	$652.74
TERREBONNE	$773.32

Frequently asked questions (FAQ)

How much does auto insurance cost for a Mazda MX-5?

Based on available data, the average premium for a Mazda MX-5 ranges between $626 and $882 depending on the year, with a value of $670 in 2026.

Does the MX-5 premium increase over time?

Not in a linear way. Between 2021 and 2026, the premium fluctuates, peaking at $882 in 2025 before dropping to $670 in 2026, with no clear upward trend.

Which city offers the lowest insurance cost for an MX-5?

Based on the data provided, Laval ($425) and Lévis ($573) post the lowest average premiums for this model.

Why does Gatineau show the highest premium for the MX-5?

According to the data, Gatineau reaches $1168, the highest premium among the compared cities, likely due to regional factors specific to the local insurance market.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why can a sports car like the MX-5 cost more to insure?

Its sporty driving profile, classification, and the cost of certain specific parts can influence the premium, despite its compact size and modest engine.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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