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MAZDA MX5 RF Car Insurance

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The Mazda MX-5 RF is a compact roadster with a retractable hardtop, prized for its agility and pure driving enjoyment. It appeals to enthusiasts seeking a lightweight, accessible sports car that blends stylish design with authentic driving sensations.

MAZDA MX5 RF CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Mazda MX-5 RF fluctuate irregularly, moving from $1068 to $596, then rising to $951 before dropping to $533. This pattern reflects short-term market variation rather than a steady upward or downward trend.

To find the best insurance for your MAZDA MX5 RF vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX5 RF cost in Quebec?

Montreal shows the highest premium ($1869), followed by Quebec City ($701) and Saguenay ($602), while Lévis is notably lower ($371). Data for Trois-Rivières show $0, suggesting a lack of reliable data for that city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $0
MONTRÉAL $1868.82
QUÉBEC $700.54
Saguenay $602.5
TROIS-RIVIÈRES $0

Frequently asked questions (FAQ)

How much does insurance cost for a Mazda MX-5 RF?
Based on available data, the average premium for the Mazda MX-5 RF ranged between $533 and $1068 from 2021 to 2026, with $533 recorded for the most recent year.
Have MX-5 RF premiums increased over time?
Not consistently. Premiums fluctuated, moving from $1068 in 2021 to $596 in 2022, then rising to $951 in 2025 before dropping to $533 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city has the highest insurance cost for the MX-5 RF?
Based on the data provided, Montreal shows the highest premium at $1869, compared to only $371 in Lévis.
Why might the MX-5 RF cost more to insure than a compact sedan?
Its sports roadster classification, driving profile, and certain specific parts costs can influence the premium, though it generally remains lower than more powerful sports cars.
How can I compare insurance prices for an MX-5 RF?
Comparing several quotes from partner insurers based on your city and driver profile remains the most reliable way to find the best price for this model.

Offers received by our customers on MAZDA MX5 RF cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026