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MINI JOHN COOPER WORKS Car Insurance

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MINI is a British automaker known for compact cars with retro-chic styling and agile handling. Ideal for urban driving, the brand appeals to drivers seeking a distinctive, nimble, and customizable vehicle that blends character with practicality.

MINI JOHN COOPER WORKS CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, average premiums for MINI vehicles fluctuate significantly, moving from $980 in 2021 to a peak of $2652 in 2022, dropping to $861 in 2023, then gradually rising to $1289 in 2025 and $1281 in 2026. This volatility makes it difficult to identify a stable trend.

To find the best insurance for your MINI JOHN COOPER WORKS vehicle, it is more important than ever to compare the available options.

How much does insurance for your MINI JOHN COOPER WORKS cost in Quebec?

Average premiums for MINI vehicles vary considerably by city: Quebec City shows the highest amount ($2604), followed by Gatineau ($1690) and Terrebonne ($1158), while Montreal ($744) and Trois-Rivières ($487) show the lowest premiums.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1689.51
MONTRÉAL $744.21
QUÉBEC $2604.2
TERREBONNE $1157.58
TROIS-RIVIÈRES $487.23

Frequently asked questions (FAQ)

How much does auto insurance cost for a MINI?
The average premium for a MINI varies by year, ranging from $861 in 2023 to $1281 in 2026, with an exceptional peak of $2652 recorded in 2022.
Why did MINI premiums fluctuate so much between 2021 and 2026?
The data shows strong variability, including a spike to $2652 in 2022 followed by a drop to $861 in 2023. These swings may reflect changes in insured driver profiles or repair costs from year to year.
Which city offers the lowest insurance cost for a MINI?
Based on the data provided, Trois-Rivières ($487) and Montreal ($744) post the lowest average premiums for a MINI.
Why is the premium so high in Quebec City?
In Quebec City, the average premium reaches $2604, significantly above the other listed cities, which may reflect local differences in risk profiles or claim frequency.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
How can price differences between insurers for a MINI be explained?
Its status as an imported vehicle and specific parts costs can create differences between insurers. Comparing multiple quotes remains the best way to find the most favorable premium.

Offers received by our customers on MINI JOHN COOPER WORKS cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026