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SUBARU WRX STI Car Insurance

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The Subaru WRX STI is an all-wheel-drive sport sedan known for its turbocharged power, agile handling, and rally heritage. It appeals to driving enthusiasts seeking performance and all-weather versatility in one package.

SUBARU WRX STI CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Subaru WRX STI fluctuate, moving from $2042 to $2143, with a low of $1793 in 2023 and a peak of $2328 in 2025. The overall trend remains unstable rather than clearly rising or falling.

To find the best insurance for your SUBARU WRX STI vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU WRX STI cost in Quebec?

City differences are pronounced for the WRX STI: Saint-Jean-sur-Richelieu shows the highest premium ($4603), followed by Montreal ($3929) and Terrebonne ($3128), while Sherbrooke ($1188) and Saint-Jérôme ($1530) post the lowest amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2293.09
GATINEAU $2256.72
MONTRÉAL $3929.45
QUÉBEC $1781.25
SAINT-JEAN-SUR-RICHELIEU $4602.85
SAINT-JÉRÔME $1530.38
SHERBROOKE $1188.1
TERREBONNE $3128.3
TROIS-RIVIÈRES $1661.16

Frequently asked questions (FAQ)

How much does insurance cost for a Subaru WRX STI?
The average premium for a Subaru WRX STI varies by year, ranging from $1793 in 2023 to $2328 in 2025, with a recent average of $2143 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required for any road vehicle driven on public roads.
Why does the WRX STI premium vary so much year to year?
Its sports-car classification, claims frequency, and changing parts costs explain the fluctuations, with the premium moving from $1793 in 2023 to $2328 in 2025.
Which city offers the lowest insurance cost for a WRX STI?
Based on the data provided, Sherbrooke ($1188) and Saint-Jérôme ($1530) post the lowest average premiums for this model.
Why does Saint-Jean-sur-Richelieu show the highest premium?
At $4603 on average, Saint-Jean-sur-Richelieu stands out sharply from the other cities provided, which may reflect local factors such as theft or claims frequency for this model.
What factors influence the premium for a WRX STI?
Engine power, all-wheel drive, sporty driving profile, and OEM parts costs are key factors in determining the premium.
How can I reduce the insurance cost for a WRX STI?
Comparing quotes from several insurers, choosing suitable deductibles, and maintaining a clean driving record remain the best ways to lower the premium.

Offers received by our customers on SUBARU WRX STI cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026