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FORD F350 Car Insurance

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The Ford F-350 is a heavy-duty truck built for intensive towing and demanding work. Popular among professionals and recreational vehicle owners, it combines power, high payload capacity, and proven durability.

FORD F350 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Ford F-350 fluctuate: they first decline from $996 to $932 between 2021 and 2023, then rise sharply to $1285 in 2025, before easing slightly to $1182 in 2026. This pattern reflects recent shifts in repair and replacement costs.

To find the best insurance for your FORD F350 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F350 cost in Quebec?

Premiums vary widely by city: Saint-Jérôme shows an exceptionally high amount ($3484), followed by Montreal ($1256) and Brossard ($1118). In contrast, Gatineau ($154), Lévis ($303), and Quebec City ($477) post the lowest premiums among the cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1117.92
GATINEAU $153.81
LÉVIS $303.01
LONGUEUIL $572.78
MONTRÉAL $1256.3
QUÉBEC $476.95
SAINT-JÉRÔME $3484.46
TERREBONNE $577.65
TROIS-RIVIÈRES $570.64

Frequently asked questions (FAQ)

How much does insurance cost for a Ford F-350?
Based on available data, the average premium for a Ford F-350 was $1182 in 2026, after peaking at $1285 in 2025.
Has the F-350 premium increased over the years?
It first declined from $996 in 2021 to $932 in 2023, then rose sharply to $1285 in 2025, before easing back to $1182 in 2026.
Which city has the highest F-350 insurance costs?
Saint-Jérôme shows the highest premium among the cities provided, averaging $3484 — well above Montreal's $1256.
Where is the Ford F-350 cheapest to insure?
Based on the data, Gatineau ($154), Lévis ($303), and Quebec City ($477) post the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why can insurance costs for a truck like the F-350 vary so much by city?
Differences reflect local factors like traffic density, claim frequency, and theft rates, which vary greatly by region, as shown by the gap between Saint-Jérôme ($3484) and Gatineau ($154).
How can I lower the cost of insuring a Ford F-350?
Comparing quotes from several insurers and checking city-specific costs can reveal significant differences for this type of heavy-duty vehicle.

Offers received by our customers on FORD F350 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026