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FORD F350 Car Insurance

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The Ford F-350 is a heavy-duty truck built for intensive towing and demanding jobs. Favored by professionals and recreational vehicle owners, it combines power, high payload capacity, and versatility for intensive commercial or personal use.

FORD F350 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Ford F-350 rises from $950 to $1289, with a slight dip in 2023 ($932) followed by a marked increase starting in 2024 ($1082) and 2025 ($1285). Overall, the general trend is upward.

To find the best insurance for your FORD F350 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F350 cost in Quebec?

City differences are very significant for the F-350: Saint-Jérôme posts the highest premium ($3484), followed by Montreal ($1256) and Brossard ($1118), while Gatineau ($154), Lévis ($303), and Quebec City ($545) show the lowest amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1117.92
GATINEAU $153.81
LÉVIS $303.01
LONGUEUIL $572.78
MONTRÉAL $1256.3
QUÉBEC $544.78
SAINT-JÉRÔME $3484.46
TERREBONNE $577.65

Frequently asked questions (FAQ)

How much does insurance cost for a Ford F-350?
In 2026, the average premium for a Ford F-350 stands at $1289, up from $1285 in 2025 and $950 in 2021.
Has the F-350's premium changed much over the years?
Yes. After a slight dip to $932 in 2023, the average premium rose sharply, reaching $1082 in 2024 and $1285 in 2025, before hitting $1289 in 2026.
Which city has the most expensive F-350 insurance?
Based on the data provided, Saint-Jérôme has the highest premium at $3484, well above Montreal ($1256) and Brossard ($1118).
Where is F-350 insurance the cheapest?
Gatineau ($154), Lévis ($303), and Quebec City ($545) offer the lowest average premiums among the cities provided for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the F-350 cost so much to insure?
Its size, weight, towing capacity, and the high cost of parts and repairs for a heavy-duty truck drive premiums higher, particularly in certain regions.
How can I lower my F-350 premium?
Comparing quotes from several insurers, adjusting coverage to match actual vehicle use, and bundling policies can help reduce costs, especially in cities where premiums run high.

Offers received by our customers on FORD F350 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026