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BMW 323I 2009 Car Insurance

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The 2009 BMW 323i is a compact luxury sedan that offers a perfect balance between comfort and performance. With its inline six-cylinder engine, it delivers the dynamic and smooth driving experience characteristic of the Bavarian brand. Its timeless design, refined finish, and advanced technologies for its time still make it a sought-after choice in the used car market today.

BMW 323I 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Insurance premiums for the 2009 BMW 323i have experienced notable fluctuations between 2022 and 2025. After a slight increase from $673 to $676 between 2022 and 2023, costs jumped to $800 in 2024, before dropping significantly to $667 in 2025, reflecting unusual volatility in the insurance market for this model.

To find the best insurance for your BMW 323I 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 323I 2009 cost in Quebec?

Insurance premiums for the 2009 BMW 323i vary considerably depending on geographic location. In Montreal, owners pay an average of $710, more than two and a half times the amount paid in Lévis, where average premiums are only $270. This marked difference likely reflects higher theft and accident rates in the metropolis.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $270.32
MONTRÉAL $710.14

Offers received by our customers on BMW 323I 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Relevant price range: We exclude extreme cases and focus on realistic prices for the majority of drivers.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 11/21/2025


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