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BMW X5 45E Car Insurance

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The BMW X5 45e is a plug-in hybrid SUV that combines luxury and energy efficiency. Offering the dynamic driving experience characteristic of the Bavarian brand, this model stands out with its sophisticated powertrain that pairs a powerful combustion engine with an electric motor. The refined cabin, cutting-edge onboard technologies, and versatility make it a preferred choice for those seeking an environmentally conscious premium vehicle without compromising on performance.

BMW X5 45E CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Insurance premiums for the BMW X5 45e show significant fluctuation between 2021 and 2025. Starting at $3330 in 2021, they drop dramatically to $1824 in 2022, before rising again to $3103 in 2023. The following years indicate a downward trend, with $2781 in 2024 and $2355 in 2025, suggesting a gradual stabilization of insurance costs for this premium hybrid model.

To find the best insurance for your BMW X5 45E vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X5 45E cost in Quebec?

Insurance premiums for the BMW X5 45e vary considerably by city. Terrebonne shows the highest costs at $2428, closely followed by Laval at $2391. Montreal presents more moderate premiums at $2182, while Drummondville offers the most advantageous prices at $2112, creating a gap of about $316 between the most expensive and most affordable city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $2112
LAVAL $2391.46
MONTRÉAL $2181.90
TERREBONNE $2427.98

Offers received by our customers on BMW X5 45E cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Relevant price range: We exclude extreme cases and focus on realistic prices for the majority of drivers.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 11/21/2025


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