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BUICK LUCERNE Car Insurance

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The Buick Lucerne is a large, comfortable sedan built for a smooth ride and relaxed driving experience. Inheriting the tradition of classic American cruisers, it appeals to drivers seeking interior space, a quiet cabin, and understated reliability.

BUICK LUCERNE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the Buick Lucerne fluctuate noticeably, rising from $451 to $547, then to $612 in 2024, before dropping to $374 in 2025 and rebounding slightly to $387 in 2026. This variability reflects the vehicle's advanced age and shifting insured driver profiles over the years.

To find the best insurance for your BUICK LUCERNE vehicle, it is more important than ever to compare the available options.

How much does insurance for your BUICK LUCERNE cost in Quebec?

Based on the available data, the average premium in Montreal for the Buick Lucerne is $354. No other cities were provided to allow for a broader geographic comparison.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $353.65

BUICK LUCERNE average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
BUICK LUCERNE 2011 $409.62
BUICK LUCERNE 2008 $566.76
BUICK LUCERNE 2007 $571.78

Frequently asked questions (FAQ)

How much does auto insurance cost for a Buick Lucerne?
The average premium for a Buick Lucerne varies by year, ranging from $374 in 2025 to $612 in 2024. In 2026, the average premium stands at $387.
Why did the Buick Lucerne's premium drop in 2025?
The decline from $612 in 2024 to $374 in 2025 may reflect the vehicle's increasing age, a lower replacement value, or a shift in the insured driver profiles.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
How much does it cost to insure a Buick Lucerne in Montreal?
Based on the provided data, the average premium in Montreal for a Buick Lucerne is $354, lower than some of the annual averages observed for this model.
What factors influence the premium of a Buick Lucerne?
The vehicle's age, reduced replacement value, parts cost, and driver profile are the main elements that cause the premium to vary from year to year.
How can I lower the insurance premium for a Buick Lucerne?
Comparing multiple insurer quotes, adjusting deductibles, and bundling auto and home insurance remain effective ways to reduce the premium cost.

Offers received by our customers on BUICK LUCERNE cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this BUICK LUCERNE page

The premiums above cover every version of the BUICK LUCERNE, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
LUCERNE CX V6 4DR 2006 - 2011
LUCERNE CXL V6 4DR 2006 - 2011
LUCERNE CXL V8 4DR 2006 - 2008
LUCERNE CXS V8 4DR 2006 - 2008
LUCERNE SUPER 4DR 2008 - 2011

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BUICK LUCERNE by city

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