Find and compare cheap insurance quotes

FORD RANGER FX-4 Car Insurance

View offers received by our clients for their FORD RANGER FX-4 car insurance

Click here to save on your car insurance

The Ford Ranger FX-4 is a rugged mid-size pickup built for off-road capability, featuring reinforced suspension components and four-wheel drive. Versatile and dependable, it appeals to active drivers who need towing capacity along with everyday reliability.

FORD RANGER FX-4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Ford Ranger FX-4 fluctuate considerably, rising from $214 in 2021 to a peak of $465 in 2023, then dropping to $338 in 2025 before climbing back to $464 in 2026. This variability suggests periodic adjustments rather than a clear linear trend.

To find the best insurance for your FORD RANGER FX-4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD RANGER FX-4 cost in Quebec?

Based on the data provided, the average premium in Montreal ($901) is significantly higher than in Quebec City ($245) for the Ford Ranger FX-4, a substantial gap reflecting marked differences in insurance costs between these two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $900.9
QUÉBEC $244.98

Frequently asked questions (FAQ)

How much does insurance cost for a Ford Ranger FX-4?
In 2026, the average premium for a Ford Ranger FX-4 is $464, after fluctuating between $214 and $465 in previous years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Ranger FX-4's premium vary so much year to year?
Premiums rose from $214 in 2021 to $465 in 2023, then fell to $338 in 2025, which may reflect insurance market adjustments and shifting risk profiles within the pickup category.
What is the premium difference between Montreal and Quebec City for this vehicle?
Based on the data provided, the average premium is $901 in Montreal compared to only $245 in Quebec City, a considerable gap that could be linked to traffic density and claim frequency.
What factors influence the insurance premium for a Ford Ranger FX-4?
Four-wheel drive, towing capacity, parts costs, and intended use (work or recreation) are factors that can influence the premium.
How can I get a better premium for a Ford Ranger FX-4?
Comparing quotes from several insurers, especially between cities with very different costs like Montreal and Quebec City, can often reveal a more favorable premium.

Offers received by our customers on FORD RANGER FX-4 cars

Similar brands

CHEVROLET
COLORADO
TOYOTA
TACOMA
GMC
CANYON
NISSAN
FRONTIER

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026