FORD RANGER FX-4 2008 Car Insurance

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The 2008 Ford Ranger FX-4 is a rugged compact pickup built for off-road capability thanks to its FX-4 off-road package. Versatile and dependable, it appeals to drivers seeking a capable, economical utility vehicle for daily or recreational use.

FORD RANGER FX-4 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2008 Ford Ranger FX-4 fluctuate noticeably, moving from $796 in 2022 to $398 in 2023, back up to $437 in 2024, down to $332 in 2025, and up again to $494 in 2026. This variability reflects shifting risk profiles rather than a clear linear trend.

To find the best insurance for your FORD RANGER FX-4 2008 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your FORD RANGER FX-4 2008 cost in Quebec?

Based on the available data, the average premium in Quebec City for the 2008 Ford Ranger FX-4 stands at $245, a value noticeably lower than the amounts seen in the vehicle's yearly historical data.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
QUÉBEC	$244.98

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 Ford Ranger FX-4?

The average premium varies by year, ranging from $332 to $796 between 2022 and 2026, with an average of $494 in 2026.

Are premiums for the 2008 Ranger FX-4 increasing over time?

No, the trend is not linear. The premium dropped from $796 in 2022 to $398 in 2023, then fluctuated between $332 and $494 through 2026, without a steady upward pattern.

How much does insurance cost for this vehicle in Quebec City?

In Quebec City, the average premium for the 2008 Ford Ranger FX-4 is $245, lower than the yearly average observed for this vehicle.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium of a 2008 Ford Ranger FX-4?

The vehicle's age, usage type (utility or off-road), replacement parts costs, and the owner's claims history directly affect the premium amount.

What is civil liability coverage?

It is the minimum legally required protection in Quebec, covering damages caused to others in an at-fault accident, up to a minimum amount of $50,000.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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