GENESIS G90 Car Insurance

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The Genesis G90 is a full-size luxury sedan that rivals German benchmarks, offering a refined cabin, a quiet ride, and comprehensive tech features. It appeals to drivers seeking prestige without a traditional European luxury badge.

GENESIS G90 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the Genesis G90 fluctuate significantly, dropping from $1604 to $1321 in 2023, then surging to $3228 in 2025 before easing to $2385 in 2026. This volatility reflects notable adjustments in risk assessment for this luxury model.

To find the best insurance for your GENESIS G90 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your GENESIS G90

How much does insurance for your GENESIS G90 cost in Quebec?

Based on the available data, the average premium is slightly higher in Montreal ($3196) than in Sherbrooke ($3029), a relatively modest gap between the two cities for this luxury vehicle.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
MONTRÉAL	$3004.04
SHERBROOKE	$3029.11

GENESIS G90 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
GENESIS G90 2023	$2140.29
GENESIS G90 2017	$2016.83

Frequently asked questions (FAQ)

How much does it cost to insure a Genesis G90?

The average premium has fluctuated considerably, reaching $3228 in 2025 before easing to $2385 in 2026. These amounts reflect the vehicle's premium positioning and high replacement value.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Why did the G90's premium fluctuate so much between 2022 and 2026?

The premium dropped from $1604 to $1321, then jumped to $3228 in 2025 before easing to $2385. Such swings can stem from changes in parts costs, claim frequency, or limited data availability for this niche model.

Is the G90 more expensive to insure in Montreal or Sherbrooke?

Montreal shows a slightly higher average premium ($3196) compared to Sherbrooke ($3029), a moderate difference between the two cities.

What factors influence the premium for a Genesis G90?

The vehicle's high value, specialized parts costs, and classification as a full-size luxury sedan all contribute to premiums above those of mainstream vehicles.

How can I lower my insurance premium for a G90?

Comparing quotes from several insurers and reviewing which optional coverages are truly necessary can help optimize the insurance cost for this model.

Offers received by our customers on GENESIS G90 cars

GENESIS G90 2018

A Man from Sainte-Sophie

$1122 /year

Premium computed in May 2026

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

Versions covered by this GENESIS G90 page

The premiums above cover every version of the GENESIS G90, so that each average rests on enough quotes. Here are the versions this page includes.

Version	Model years
G90 3.3T 4DR AWD	2017 - 2019
G90 3.5T e-SC 4DR AWD	2023
G90 5.0 4DR AWD	2017 - 2019
G90 PRESTIGE 3.5T 4DR AWD	2023 - 2024
G90 PRESTIGE 3.5T e-SC 4DR AWD	2025 - 2026
G90 PRESTIGE 5.0 4DR AWD	2020 - 2022

Model version by year

Explore other car insurance premiums

GENESIS G90 by city

Other Genesis models

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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