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JEEP TJ 2004 Car Insurance

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The 2004 Jeep TJ is an iconic off-road vehicle known for its ruggedness and exceptional trail capability. Popular with outdoor and adventure enthusiasts, it stands out for its boxy retro styling and simple mechanicals, favored for modifications and off-road use.

JEEP TJ 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2004 Jeep TJ fluctuate without a clear trend, moving from $289 in 2022 to $230 in 2023, back up to $298 in 2024, then down to $289 in 2025 and $154 in 2026. This variability may reflect changes in the insured driver profile rather than a steady cost evolution.

To find the best insurance for your JEEP TJ 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your JEEP TJ 2004 cost in Quebec?

Based on the data provided, the average premium is higher in Lévis ($175) than in Trois-Rivières ($144), a gap of about $31 between the two cities for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $175.27
TROIS-RIVIÈRES $143.66

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 Jeep TJ?
The average premium for a 2004 Jeep TJ has ranged between $154 and $298 depending on the year, with $154 recorded in 2026 and $298 in 2024, based on available data.
Have premiums for the 2004 Jeep TJ increased over the years?
No, premiums have not followed a steady trend. They fluctuated between $230 and $298 from 2022 to 2025, then dropped to $154 in 2026, with no consistent increase observed.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Where is the 2004 Jeep TJ cheaper to insure, Lévis or Trois-Rivières?
Based on the data provided, Trois-Rivières ($144) offers a lower average premium than Lévis ($175) for this model.
Why can premiums for an older vehicle like the TJ 2004 be low?
An older vehicle like the TJ 2004 often has a lower replacement value, which can reduce the cost of coverage related to material damage.
What factors influence the premium for a 2004 Jeep TJ?
Vehicle age, usage type (road or off-road), frequency of modifications, and driver profile can all influence the premium, explaining the variation between $154 and $298.
How can I get the best premium for a 2004 Jeep TJ?
Comparing multiple insurer quotes remains the most effective way to find the best premium, especially for an older vehicle where costs can vary significantly.

Offers received by our customers on JEEP TJ 2004 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026