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KIA NIRO WAVE 2024 Car Insurance

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The 2024 Kia Niro Wave is a compact hybrid crossover built for urban drivers who value efficiency and eco-consciousness. Its spacious cabin, onboard technology, and reduced fuel consumption make it a practical choice for versatile daily use.

KIA NIRO WAVE 2024 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, the average premium for the 2024 Kia Niro Wave rises from $1495 to $1648, with a peak of $1698 in 2025. After this notable increase, a slight decrease is seen in 2026, suggesting a gradual stabilization of insurance costs for this model.

To find the best insurance for your KIA NIRO WAVE 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA NIRO WAVE 2024 cost in Quebec?

Premiums vary significantly by city: Montreal stands out sharply at $5506, well above the other cities provided. In contrast, Trois-Rivières ($882) and Lévis ($1063) offer the most affordable premiums, while other cities range between $1275 and $1655.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1531.49
GATINEAU $1407.59
LÉVIS $1063.37
MONTRÉAL $5505.59
QUÉBEC $1619.29
REPENTIGNY $1358.39
SAINT-JEAN-SUR-RICHELIEU $1655.28
SHERBROOKE $1315.91
TERREBONNE $1275.3
TROIS-RIVIÈRES $881.70

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 Kia Niro Wave?
The average premium for the 2024 Kia Niro Wave is $1518 in 2024, rising to $1698 in 2025 before dropping to $1648 in 2026 according to available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium rise then fall between 2023 and 2026?
After peaking at $1698 in 2025, the premium drops to $1648 in 2026, which may reflect adjustments in repair costs or a reassessment of risk associated with the model.
Why is the premium so high in Montreal for this model?
Based on the data provided, Montreal shows an average premium of $5506, far above other cities, which may be explained by high traffic density and a higher frequency of claims.
Which city offers the lowest premium for the 2024 Kia Niro Wave?
Trois-Rivières has the lowest premium at $882, followed by Lévis at $1063, according to the data provided.
What factors influence insurance premiums for a hybrid vehicle like the Niro?
Hybrid powertrain components, specialized parts costs, and vehicle replacement value can influence premiums, in addition to the driver's city of residence.
How can I lower my insurance premium for a Kia Niro Wave?
Comparing quotes from multiple insurers and checking premiums specific to your city of residence, as shown by the gap between Montreal and Trois-Rivières, can often reveal meaningful savings.

Offers received by our customers on KIA NIRO WAVE 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026