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LEXUS RX450H 2016 Car Insurance

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The 2016 Lexus RX450h is a luxury hybrid SUV combining premium comfort, quiet handling, and fuel efficiency. Valued for its reliability and refined finish, it appeals to drivers seeking a premium family vehicle with reduced fuel consumption.

LEXUS RX450H 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 Lexus RX450h fluctuate significantly, rising from $893 to $1613 in 2023, dipping to $1510 in 2024, then jumping to $2417 in 2025 and settling at $2106 in 2026. This variability suggests notable sensitivity to insurance market conditions rather than a clear linear trend.

To find the best insurance for your LEXUS RX450H 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS RX450H 2016 cost in Quebec?

Based on the data provided, the average premium is notably higher in Québec ($2989) than in Terrebonne ($1714), a difference of more than $1200 between the two cities for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $2988.78
TERREBONNE $1714.03

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Lexus RX450h?
The average premium fluctuated significantly between 2021 and 2026, ranging from $893 to a peak of $2417 in 2025 before settling at $2106 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium fluctuate so much over the years?
The large swings between $893 in 2021 and $2417 in 2025 may reflect changes in repair costs, the aging vehicle's replacement value, and broader insurance market conditions.
Where is insurance for the 2016 RX450h most expensive?
Based on the data provided, Québec shows the highest average premium at $2989, compared to $1714 in Terrebonne.
What factors influence the premium for a luxury hybrid SUV like the RX450h?
Hybrid technology, specialized parts costs, and the vehicle's higher replacement value generally contribute to premiums that exceed those of a conventional SUV.
How can I lower my insurance premium for this vehicle?
Comparing quotes from several insurers, raising your deductible, and bundling auto and home insurance are effective ways to reduce costs for this type of vehicle.

Offers received by our customers on LEXUS RX450H 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026