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LINCOLN AVIATOR Car Insurance

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The Lincoln Aviator is a midsize luxury SUV combining hushed comfort, advanced technology, and commanding presence. Positioned in the premium segment, it appeals to drivers seeking family-friendly space without sacrificing refinement or the punch of a strong engine.

LINCOLN AVIATOR CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Lincoln Aviator vary considerably, dropping from $1345 to $1169 in 2022, then jumping to $2330 in 2023 before stabilizing around $2200-$2600 through 2026. This overall progression reflects a marked increase in insurance costs for this luxury SUV over the years.

To find the best insurance for your LINCOLN AVIATOR vehicle, it is more important than ever to compare the available options.

How much does insurance for your LINCOLN AVIATOR cost in Quebec?

Premiums for the Lincoln Aviator are highest in Montreal ($4527) and Terrebonne ($3569), while Repentigny ($1670) and Trois-Rivières ($1808) show the most affordable amounts. The gap between these cities exceeds $2800, illustrating significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1852.51
LAVAL $3067.92
MONTRÉAL $4526.96
QUÉBEC $2501.45
REPENTIGNY $1483.05
SAINT-JÉRÔME $3034.66
TERREBONNE $4091.75

LINCOLN AVIATOR average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
LINCOLN AVIATOR 2026 $2409.40
LINCOLN AVIATOR 2025 $2896.92
LINCOLN AVIATOR 2023 $2321.41
LINCOLN AVIATOR 2022 $2710.26
LINCOLN AVIATOR 2021 $1811.88
LINCOLN AVIATOR 2020 $1969.59

Frequently asked questions (FAQ)

How much does insurance cost for a Lincoln Aviator?
The average premium for a Lincoln Aviator reached $2616 in 2026, according to available data, compared to $1345 in 2021, reflecting a notable rise in insurance costs for this luxury SUV.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why has the Lincoln Aviator's premium fluctuated so much since 2021?
The premium dropped from $1345 in 2021 to $1169 in 2022, then jumped to $2330 in 2023. This variation reflects adjustments in replacement value, parts costs, and evolving risk profiles for luxury SUVs.
Which city offers the lowest insurance cost for a Lincoln Aviator?
Based on the data provided, Repentigny ($1670) and Trois-Rivières ($1808) post the lowest average premiums for this model.
Why does Montreal show the highest premium for this vehicle?
In Montreal, the average premium reaches $4527, well above other analyzed cities, due to urban density, traffic volume, and higher claim frequency for luxury vehicles.
What factors influence the premium of a luxury SUV like the Aviator?
High replacement value, specialized parts costs, engine power, and the risk profile associated with premium SUVs all contribute to premiums above the market average.
How can I reduce my premium for a Lincoln Aviator?
Comparing quotes from several insurers, choosing a higher deductible, and bundling auto with home insurance are effective ways to reduce the cost of a premium for this type of vehicle.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this LINCOLN AVIATOR page

The premiums above cover every version of the LINCOLN AVIATOR, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
AVIATOR 4DR 2WD 2003 - 2005
AVIATOR 4DR AWD 2003 - 2005
AVIATOR BLACK LABEL 4DR AWD 2027
AVIATOR GRAND TOURING HEV 4DR AWD 2020 - 2023
AVIATOR PREMIERE 4DR AWD 2025 - 2027
AVIATOR RESERVE 4DR 2WD 2020
AVIATOR RESERVE 4DR AWD 2020 - 2027

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LINCOLN AVIATOR by city

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