LINCOLN MKS Car Insurance

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The Lincoln MKS is a full-size luxury sedan offering hushed comfort, refined sound insulation, and an elegant presentation. Positioned in the North American premium segment, it appeals to drivers seeking a calm, refined driving experience.

LINCOLN MKS CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Lincoln MKS fluctuate significantly, moving from $2494 in 2021 to $880 in 2022, rising again to $1610 in 2023, then gradually declining to $525 in 2026. This variability likely reflects a limited data sample for this older model.

To find the best insurance for your LINCOLN MKS vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your LINCOLN MKS

How much does insurance for your LINCOLN MKS cost in Quebec?

Among the provided cities, Montreal shows the highest average premium for the Lincoln MKS ($833), followed by Laval ($553), while Saint-Jérôme has the lowest amount ($274).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$553.12
MONTRÉAL	$833.32
SAINT-JÉRÔME	$274.41

LINCOLN MKS average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
LINCOLN MKS 2013	$2009.32
LINCOLN MKS 2011	$740.08
LINCOLN MKS 2010	$1012.61
LINCOLN MKS 2009	$509.45

Frequently asked questions (FAQ)

How much does insurance cost for a Lincoln MKS?

The average premium for a Lincoln MKS varies by year, ranging from $2494 in 2021 to $525 in 2026. These significant fluctuations reflect the vehicle's age and a limited data history.

Why do MKS premiums vary so much from year to year?

Rather than a stable trend, premiums swing between $2494 and $525 over the 2021-2026 period, suggesting a limited data sample for this less common model on the market.

Which city offers the lowest insurance cost for a Lincoln MKS?

Based on the data provided, Saint-Jérôme shows the lowest premium at $274, compared to $833 in Montreal and $553 in Laval.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a Lincoln MKS?

Vehicle age, parts availability, mileage, and replacement value influence the premium, partly explaining the gap between $525 and $2494 depending on the year.

How can I lower my Lincoln MKS insurance premium?

Comparing quotes from several insurers and checking city-specific premiums, such as Saint-Jérôme ($274) versus Montreal ($833), can often reveal meaningful savings.

Offers received by our customers on LINCOLN MKS cars

LINCOLN MKS 2013

A Man from Brossard

$607 /year

Premium computed in March 2025

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

Versions covered by this LINCOLN MKS page

The premiums above cover every version of the LINCOLN MKS, so that each average rests on enough quotes. Here are the versions this page includes.

Version	Model years
MKS 4DR	2009 - 2014
MKS 4DR AWD	2009 - 2016
MKS ECOBOOST 4DR AWD	2010 - 2016

Model version by year

Explore other car insurance premiums

LINCOLN MKS by city

Other Lincoln models

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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