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LINCOLN NAVIGATOR Car Insurance

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The Lincoln Navigator is a full-size luxury SUV combining spacious comfort, advanced technology, and a commanding presence. It appeals to families and drivers seeking a prestigious vehicle capable of towing and hauling with ease.

LINCOLN NAVIGATOR CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the Lincoln Navigator fluctuate significantly, moving from $2628 to $1536, then rising to $2912, dropping to $2022, and reaching $2999. This volatility makes it difficult to identify a stable trend over the period.

To find the best insurance for your LINCOLN NAVIGATOR vehicle, it is more important than ever to compare the available options.

How much does insurance for your LINCOLN NAVIGATOR cost in Quebec?

Among the provided cities, Lévis shows the highest premium ($3950), followed by Laval ($3585) and Saint-Jérôme ($3069), while Quebec City posts the lowest amount ($2601) for the Lincoln Navigator.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $6092.88
LÉVIS $3950.09
QUÉBEC $2601.18
SAINT-JÉRÔME $3069.44

LINCOLN NAVIGATOR average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does insurance cost for a Lincoln Navigator?
The average premium varies significantly by year, ranging from $1536 in 2023 to $2999 in 2026, reflecting the size and high value of this luxury SUV.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why do Navigator premiums vary so much year to year?
Premiums move from $2628 in 2022 to $1536 in 2023, then rise to $2999 by 2026. These swings may reflect changes in repair costs, parts availability, and insurer adjustments.
Which city has the highest cost to insure a Navigator?
Based on the data provided, Lévis shows the highest premium at $3950, followed by Laval at $3585.
What factors influence the premium for a Lincoln Navigator?
Weight, high replacement value, luxury parts costs, and engine power all contribute to premiums that are generally above the market average.
How can I reduce my premium for a Lincoln Navigator?
Comparing quotes from multiple insurers and bundling auto and home policies can help lower costs, particularly for a vehicle in this category.

No recent premium example was found for "LINCOLN NAVIGATOR".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this LINCOLN NAVIGATOR page

The premiums above cover every version of the LINCOLN NAVIGATOR, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
NAVIGATOR 4DR 2WD 2001 - 2015
NAVIGATOR 4DR 4WD 2001 - 2016
NAVIGATOR BLACK LABEL 4DR 4WD 2019 - 2027
NAVIGATOR L 4DR 2WD 2007 - 2014
NAVIGATOR L 4DR 4WD 2007 - 2016
NAVIGATOR L BLACK LABEL 4DR 4WD 2020 - 2027
NAVIGATOR L PREMIERE 4DR 4WD 2026 - 2027
NAVIGATOR L RESERVE 4DR 2WD 2017
NAVIGATOR L RESERVE 4DR 4WD 2017 - 2027
NAVIGATOR L SELECT 4DR 2WD 2017 - 2018
NAVIGATOR L SELECT 4DR 4WD 2017 - 2019
NAVIGATOR PREMIER 4DR 4WD 2018 - 2026
Show the 4 other versions

NAVIGATOR PREMIERE 4DR 4WD (2027), NAVIGATOR RESERVE 4DR 4WD (2017 - 2027), NAVIGATOR SELECT 4DR 2WD (2017 - 2019), NAVIGATOR SELECT 4DR 4WD (2017 - 2019)


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LINCOLN NAVIGATOR by city

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