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MAZDA MX5 MIATA CONVERTIBLE 2004 Car Insurance

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The 2004 Mazda MX-5 Miata is a light, agile roadster known for pure driving enjoyment and exceptional handling. An icon of the small convertible sports car segment, it appeals to enthusiasts seeking an authentic and affordable driving experience.

MAZDA MX5 MIATA CONVERTIBLE 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2004 Mazda MX-5 Miata fluctuate, peaking at $556 in 2023 before gradually declining to $248 in 2026. This variation likely reflects short-term market adjustments rather than a sustained upward trend.

To find the best insurance for your MAZDA MX5 MIATA CONVERTIBLE 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX5 MIATA CONVERTIBLE 2004 cost in Quebec?

Among the cities provided, Longueuil ($296) and Gatineau ($295) show the highest premiums for the 2004 MX-5 Miata, while Quebec City ($217) offers the lowest amount, marking a notable gap between the compared regions.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $295.39
LONGUEUIL $296.48
QUÉBEC $216.68

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2004 Mazda MX-5 Miata?
The average premium for the 2004 Mazda MX-5 Miata varies by year, reaching $248 in 2026 after peaking at $556 in 2023. Amounts remain generally modest for this roadster.
Why did the premium fluctuate so much between 2022 and 2026?
The premium rose from $259 in 2022 to a peak of $556 in 2023, then gradually declined to $248 in 2026. These fluctuations may result from changes in risk profile or available claims data.
Which city offers the cheapest insurance for the 2004 MX-5 Miata?
Based on the data provided, Quebec City ($217) offers the lowest premium, compared to Gatineau ($295) and Longueuil ($296).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a sports car like the MX-5 Miata?
Vehicle age, sports classification, parts cost, and claims history all influence the premium, even for an older model like the 2004 version.
How can I get the best premium for a 2004 MX-5 Miata?
Comparing quotes from several insurers, maintaining a clean driving record, and choosing coverage matched to the vehicle's actual value are effective ways to reduce cost.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026