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MERCEDES-BENZ Car Insurance

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Mercedes-Benz is a German prestige automaker known for sedans, SUVs, and coupes combining luxury, advanced technology, and superior comfort. A symbol of success, the brand targets discerning buyers seeking refinement, performance, and premium finishing.

MERCEDES-BENZ CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for Mercedes-Benz vehicles fluctuate, starting at $2499, dropping to $1676 in 2023, then gradually climbing back to $2109 in 2026. This pattern reflects market adjustments rather than a linear trend.

To find the best insurance for your MERCEDES-BENZ vehicle, it is more important than ever to compare the available options.

How much does insurance for your MERCEDES-BENZ cost in Quebec?

The highest premiums are found in Laval ($2854) and Montreal ($2505), while Drummondville ($1583), Saint-Jean-sur-Richelieu ($1646), and Brossard ($1647) show the lowest amounts. The gap between these cities exceeds $1200, illustrating significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1646.51
DRUMMONDVILLE $1582.90
GATINEAU $2347.59
LAVAL $2854.01
LÉVIS $1789.54
LONGUEUIL $2245.56
MONTRÉAL $2504.72
QUÉBEC $1764.89
REPENTIGNY $2167.56
Saguenay $1715.96
SAINT-JEAN-SUR-RICHELIEU $1646.27
SAINT-JÉRÔME $1903.10
SHERBROOKE $1884.73
TERREBONNE $2323.37
TROIS-RIVIÈRES $2301.77

Frequently asked questions (FAQ)

How much does insurance cost for a Mercedes-Benz?
The average premium for a Mercedes-Benz vehicle is $2109 in 2026, after fluctuating between $1676 and $2499 in recent years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Mercedes-Benz premium vary so much between 2021 and 2026?
The premium dropped from $2499 in 2021 to $1676 in 2023, then rose back to $2109 in 2026, reflecting market adjustments rather than a steady increase.
Which city has the highest Mercedes-Benz insurance cost?
Based on the data provided, Laval shows the highest premium at $2854, followed by Montreal at $2505.
Where is Mercedes-Benz insurance most affordable?
Drummondville ($1583), Saint-Jean-sur-Richelieu ($1646), and Brossard ($1647) show the lowest average premiums among the cities provided.
What factors influence a Mercedes-Benz premium?
Parts costs, specialized labor, high replacement value, and the specific model chosen strongly influence the premium, along with the driver's city of residence.
How can I lower my Mercedes-Benz premium?
Comparing quotes from multiple insurers, bundling auto and home policies, and choosing a model that is less costly to repair are effective ways to reduce the premium.

Offers received by our customers on MERCEDES-BENZ cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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