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MERCEDES-BENZ ML320 Car Insurance

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The Mercedes-Benz ML320 is a mid-size luxury SUV combining refined comfort, off-road capability, and a commanding road presence. Valued for its spacious cabin and versatility, it appeals to drivers seeking both ruggedness and prestige in a family-friendly format.

MERCEDES-BENZ ML320 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the ML320 fluctuate irregularly, moving from $792 in 2021 to $633 in 2022, back up to $711 in 2025, then dropping to $320 in 2026. This variation reflects the model's advanced age and inconsistent claims history rather than a clear linear trend.

To find the best insurance for your MERCEDES-BENZ ML320 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MERCEDES-BENZ ML320 cost in Quebec?

Based on the data provided, the average premium is notably higher in Montreal ($1084) than in Terrebonne ($229), while no usable data is available for Quebec City ($0).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1084.48
QUÉBEC $0
TERREBONNE $228.9

Frequently asked questions (FAQ)

How much does insurance cost for a Mercedes-Benz ML320?
The average premium for an ML320 varies by year, ranging from $792 in 2021 to $320 in 2026, with intermediate fluctuations such as $711 in 2025.
Why does the ML320's premium fluctuate so much year to year?
As an older model, the ML320's premiums vary based on parts availability, the vehicle's residual value, and the limited number of claims recorded each year.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.
Which city has the highest cost to insure a ML320?
Based on the data provided, Montreal shows the highest premium ($1084), compared to Terrebonne ($229).
What factors influence the premium for a luxury SUV like the ML320?
The vehicle's age, replacement parts cost, insured value, and claims frequency for this model all directly influence the premium amount.
How can I get the best premium for a ML320?
Comparing quotes from several insurers remains the best way to secure a competitive price, especially for a model whose premium history varies so much from year to year.

Offers received by our customers on MERCEDES-BENZ ML320 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026