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RIVIAN R1S Car Insurance

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The Rivian R1S is a premium electric off-road SUV combining cutting-edge technology, generous range, and surprising off-road capability. It appeals to forward-thinking buyers seeking a versatile, spacious, and high-performing electric vehicle.

RIVIAN R1S CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, the average premium for the Rivian R1S fluctuates significantly, rising from $2037 to a peak of $3065 in 2024 before dropping to $2203 in 2026. This variability reflects limited historical data for a still-recent electric vehicle on the market.

To find the best insurance for your RIVIAN R1S vehicle, it is more important than ever to compare the available options.

How much does insurance for your RIVIAN R1S cost in Quebec?

Based on the cities provided, the average premium for the Rivian R1S is notably higher in Gatineau ($5738), while Quebec City shows the lowest amount ($2088). Repentigny ($3052) and Saint-Jérôme ($2806) fall between these two extremes.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $5737.76
QUÉBEC $2088.44
SAINT-JÉRÔME $2806.19

RIVIAN R1S average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
RIVIAN R1S 2024 $2893.74
RIVIAN R1S 2023 $3156.63

Frequently asked questions (FAQ)

How much does it cost to insure a Rivian R1S?
The average premium for the Rivian R1S varies by year, ranging from $2037 in 2023 to $3065 in 2024, then $2203 in 2026, based on available data.
Why did the Rivian R1S premium fluctuate so much between 2023 and 2026?
These swings are partly explained by limited claims data for this recent electric vehicle, which makes premiums less stable from year to year.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why is the Rivian R1S premium so high in Gatineau?
Based on the data provided, Gatineau shows an average premium of $5738, well above other cities, which may reflect regional factors specific to that area.
Where is the Rivian R1S cheapest to insure?
Among the cities provided, Quebec City has the lowest average premium at $2088, followed by Saint-Jérôme at $2806.
What factors influence the premium for an electric vehicle like the Rivian R1S?
The vehicle's high value, specialized parts costs, and limited claims history for recent EVs all contribute to premiums that can vary significantly.
How can I lower my insurance premium for a Rivian R1S?
Comparing quotes from multiple insurers remains the best way to identify price differences, which can be especially significant for a premium electric vehicle like the R1S.

No recent premium example was found for "RIVIAN R1S".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this RIVIAN R1S page

The premiums above cover every version of the RIVIAN R1S, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
R1S ADVENTURE 4DR AWD 2022 - 2026
R1S ASCEND 4DR AWD 2025 - 2026
R1S EXPLORER 4DR AWD 2022
R1S LAUNCH 4DR AWD 2022 - 2026
R1S PERFORMANCE 4DR AWD 2027
R1S PREMIUM 4DR AWD 2027
R1S QUAD 4DR AWD 2027

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