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SUZUKI SWIFT Car Insurance

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The Suzuki Swift is a nimble, compact city car valued for its urban maneuverability and fuel efficiency. Light and easy to park, it appeals to drivers seeking an affordable, practical first vehicle for everyday use.

SUZUKI SWIFT CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Suzuki Swift fluctuate significantly, dropping from $988 in 2021 to just $310 in 2022, then gradually climbing back to $479 in 2026. This volatility makes it difficult to identify a stable trend over the period.

To find the best insurance for your SUZUKI SWIFT vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUZUKI SWIFT cost in Quebec?

Premiums vary widely by city: Quebec City shows the highest amount ($1108), far above Montreal ($382) and Gatineau ($320). Trois-Rivières ($163) and Longueuil ($263) post the lowest average premiums among the cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $319.99
LONGUEUIL $263.02
MONTRÉAL $381.5
QUÉBEC $1107.98
SAINT-JÉRÔME $276.74
TROIS-RIVIÈRES $163.47

SUZUKI SWIFT average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
SUZUKI SWIFT 2011 $468.35
SUZUKI SWIFT 2009 $661.58
SUZUKI SWIFT 2008 $340.53
SUZUKI SWIFT 2007 $293.66
SUZUKI SWIFT 2006 $495.14
SUZUKI SWIFT 2004 $339.50

Frequently asked questions (FAQ)

How much does it cost to insure a Suzuki Swift?
The average premium varies significantly by year, ranging from $310 in 2022 to $988 in 2021, with a recent value of $479 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why do Swift premiums vary so much from year to year?
Premiums drop from $988 in 2021 to $310 in 2022 before rising again to $479 in 2026, which may reflect changes in available data, insured driver profiles, or repair costs across years.
Which city has the highest insurance cost for a Suzuki Swift?
Based on the data provided, Quebec City shows the highest premium ($1108), well above Montreal ($382) and Trois-Rivières ($163).
What factors influence the premium for a Suzuki Swift?
Driver profile, city of residence, vehicle year, and claims history are the main factors driving premium differences, as shown by the gap between Trois-Rivières ($163) and Quebec City ($1108).
How can I lower my premium for a Suzuki Swift?
Comparing quotes from multiple insurers and choosing coverage suited to actual vehicle use are effective ways to reduce insurance costs.

No recent premium example was found for "SUZUKI SWIFT".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this SUZUKI SWIFT page

The premiums above cover every version of the SUZUKI SWIFT, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
SWIFT 2DR HATCHBACK 2001
SWIFT GA 2DR HATCHBACK 2001
SWIFT+ 5DR 2004 - 2011
SWIFT+ S 5DR 2004 - 2008
SWIFT+ SX 5DR 2005

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SUZUKI SWIFT by city

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