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TESLA MODEL X Car Insurance

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The Tesla Model X is a premium electric SUV known for its falcon-wing doors, impressive acceleration, and extended range. It attracts tech-savvy buyers seeking a capable, quiet family vehicle at the cutting edge of innovation.

TESLA MODEL X CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Tesla Model X rise sharply, moving from $1998 to $3513, with a peak of $3585 in 2025. This marked increase reflects rising parts and repair costs specific to premium electric vehicles.

To find the best insurance for your TESLA MODEL X vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL X cost in Quebec?

Premiums are highest in Montreal ($4306) and Laval ($3251), while Trois-Rivières ($1971) and Longueuil ($1977) show the lowest amounts. Repentigny ($2592) and Saint-Jean-sur-Richelieu ($2709) fall in between.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $3251.46
LONGUEUIL $1977.25
MONTRÉAL $4306.12
REPENTIGNY $2591.8
SAINT-JEAN-SUR-RICHELIEU $2709.11
TROIS-RIVIÈRES $1970.83

Frequently asked questions (FAQ)

How much does insurance cost for a Tesla Model X?
The average premium for a Tesla Model X was $3513 in 2026, following a peak of $3585 in 2025, based on available data.
Why has the Model X premium increased so much since 2021?
Between 2021 and 2025, the average premium rose from $1998 to $3585, a significant increase tied to high electric parts costs and specialized labor for this vehicle.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Model X?
Based on the data provided, Trois-Rivières ($1971) and Longueuil ($1977) post the lowest average premiums for this model.
Why is the premium notably higher in Montreal?
At $4306, Montreal stands out clearly from the other cities provided, likely due to traffic density and higher claim frequency in urban areas.
Do electric vehicles like the Model X cost more to insure?
Often yes. High battery and specialized parts costs, along with the vehicle's replacement value, contribute to premiums higher than a comparable gas-powered vehicle.
How can I lower my insurance premium for a Tesla Model X?
Comparing quotes from several insurers and checking for electric vehicle discounts can help reduce the premium gap seen between cities.

Offers received by our customers on TESLA MODEL X cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026