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TESLA MODEL X Car Insurance

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The Tesla Model X is a premium electric SUV known for its falcon-wing doors, rapid acceleration, and generous range. Positioned in the luxury segment, it appeals to tech-savvy buyers seeking a high-performance, fully electric family vehicle.

TESLA MODEL X CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, Tesla Model X premiums show notable volatility: after a significant drop in 2022 ($1463), they rise sharply to reach $4708 in 2026. This progression reflects increasing parts and repair costs for premium electric vehicles.

To find the best insurance for your TESLA MODEL X vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL X cost in Quebec?

Premiums are highest in Montreal ($5027), Quebec City ($3794), and Terrebonne ($3556), while Lévis ($1428) and Sherbrooke ($2325) show the lowest amounts. The gap between the most expensive and most affordable cities remains considerable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3373.55
LAVAL $2660.16
LÉVIS $1427.95
MONTRÉAL $5027.23
QUÉBEC $3794.29
SHERBROOKE $2324.97
TERREBONNE $3556.32

Frequently asked questions (FAQ)

How much does insurance cost for a Tesla Model X?
The average premium for a Tesla Model X reached $4708 in 2026, up from $2915 in 2021, with a notable dip to $1463 in 2022.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Model X premium fluctuate so much between 2021 and 2026?
The drop seen in 2022 ($1463) may reflect changes in available data or insured profiles, while the rise to $4708 in 2026 reflects increasing repair costs for premium electric vehicles.
Which city offers the lowest insurance cost for a Model X?
Based on the data provided, Lévis ($1428) and Sherbrooke ($2325) post the lowest average premiums for this model.
Why does Montreal show the highest premium for the Model X?
With an average premium of $5027, Montreal stands out due to higher urban density and claim volume, which influences insurance costs for premium electric vehicles.
What factors influence the insurance cost of a Tesla Model X?
The vehicle's high value, specialized parts costs, electric motor power, and limited availability of certified repair centers all contribute to higher premiums.
How can I reduce the insurance cost of a Tesla Model X?
Comparing quotes from several insurers specializing in electric vehicles and checking for discounts related to advanced safety systems can help lower the premium.

Offers received by our customers on TESLA MODEL X cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026