Car Insurance in Sainte-Adèle

INSURANCE PREMIUM HISTORY IN SAINTE-ADELE (LAST 10 YEARS)

In Sainte-Adèle, auto insurance premiums have shown a general upward trend between 2015 and 2025, rising from $712 to $1441. This increase of over 100% over ten years shows particularly significant growth in 2021 and 2024, with some fluctuations such as the notable decrease in 2022.

Factors influencing your insurance premiums in sainte-adele

Car insurance premiums in sainte-adele are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In sainte-adele, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in sainte-adele by age group

In Sainte-Adèle, young drivers aged 18 to 28 face the highest premiums at $2083, almost twice as much as senior drivers. Costs gradually decrease with age, reaching their minimum for 60-70 year-olds at $1211. Middle-aged drivers (30-50) pay similar premiums around $1480.