Travel Insurance

Are you looking for travel insurance? We’re here to help! Whether you’re planning a short getaway or a long adventure around the world, it’s essential to understand the different options available to you.

1. What is travel insurance?

Travel insurance is financial protection against unexpected events that may occur during your trip. It typically covers emergency medical expenses, trip cancellation, baggage loss, and other incidents that may disrupt your stay abroad.

2. Why do I need trip cancellation insurance?

Trip cancellation insurance protects you financially if you need to cancel your trip due to unforeseen reasons such as illness, an accident, or a family emergency. It allows you to recover part or all of the expenses already incurred, such as airline tickets and hotel reservations.

3. What is the difference between travel medical insurance and standard travel insurance?

Travel medical insurance primarily focuses on covering emergency medical expenses abroad, while standard travel insurance also includes other protections such as trip cancellation, baggage loss, and emergency assistance.

4. How do I choose the best travel insurance?

To choose the best travel insurance, assess your specific needs, your destination, and the duration of your stay, and compare offers from different insurers. Use our comparison tool to receive personalized quotes and find the insurance that best suits you.

5. What does baggage insurance cover?

Baggage insurance covers the loss, theft, or damage of your luggage during your trip. It may also include compensation for essential items purchased in the event of a baggage delay.

6. Can I purchase travel insurance after booking my trip?

Yes, you can purchase travel insurance after booking your trip, but it is recommended to do so as soon as possible to benefit from full coverage, especially for trip cancellation.

7. What should I do in case of a medical emergency abroad?

In case of a medical emergency abroad, immediately contact your insurer’s assistance service. They will guide you through the necessary steps and help you find appropriate medical care while ensuring that expenses are covered according to your policy.

8. Does travel insurance cover high-risk activities?

Some travel insurance policies cover high-risk activities such as skiing, scuba diving, or paragliding, but not all do. It is important to review your policy details and, if necessary, purchase additional coverage for high-risk activities.

9. What should I do if I lose my travel documents?

If you lose your travel documents, contact your insurer immediately for assistance. They can help you replace your documents and advise you on the steps to take.

10. Can I extend my travel insurance if I decide to extend my stay?

Yes, most insurers allow you to extend your travel insurance if you decide to prolong your stay. It is recommended to contact your insurer before your initial coverage ends to avoid any interruption.

11. What happens if my flight is delayed or cancelled?

If your flight is delayed or cancelled, your travel insurance may cover certain additional expenses such as accommodation, meals, and unexpected costs. Check your policy for specific conditions and coverage limits.