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Commercial Car Insurance

Looking for commercial vehicle insurance for your business? ClicAssure makes it easy to compare quotes from multiple insurance partners through a single online request. Whether you are self-employed, operate a small business or manage a large fleet, we can help you find coverage tailored to your needs.

Commercial vehicle insurance helps protect the vehicles that keep your business moving. From company cars and pickup trucks to cargo vans, commercial trucks, taxis and delivery vehicles, our network of specialized insurance providers can help you find competitive coverage at the right price.

Instead of contacting multiple insurers individually, complete one request and compare several offers in one place. Save time, compare coverage options and discover how much you could save on your commercial auto insurance.

What Types of Vehicles Can Be Covered?

Commercial vehicle insurance can cover a wide variety of business vehicles, including company cars, pickup trucks, cargo vans, commercial trucks, delivery vehicles, taxis and commercial fleets. Coverage options can be tailored to the specific needs of your business and industry.

Our specialized commercial insurance partners are ready to help protect your vehicles, drivers and operations. Compare commercial vehicle insurance quotes today and find coverage designed for your business.

Commercial Car Insurance

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Frequently Asked Questions About Commercial Auto Insurance

What is commercial vehicle insurance?

Commercial vehicle insurance is designed for vehicles used for business purposes. It helps protect businesses against financial losses resulting from accidents, liability claims, theft, vandalism and vehicle damage. Coverage can be customized based on the type of vehicle and how it is used.

Who needs commercial vehicle insurance?

Commercial vehicle insurance may be appropriate for businesses and self-employed professionals who use vehicles as part of their daily operations. This includes contractors, electricians, plumbers, landscapers, delivery companies, transportation businesses, sales representatives and many other industries.

What is considered a commercial vehicle?

A commercial vehicle is generally any vehicle used primarily for business purposes rather than personal use. Examples include company cars, pickup trucks, cargo vans, commercial trucks, delivery vehicles, taxis and service vehicles.

What types of vehicles can be insured?

Commercial vehicle insurance can cover a wide range of vehicles, including company cars, pickup trucks, cargo vans, delivery vehicles, taxis, commercial trucks and commercial fleets. Eligibility and coverage options may vary depending on the insurer.

What does commercial vehicle insurance cover?

Coverage varies by insurer and policy, but may include third-party liability, collision coverage, comprehensive coverage, theft, vandalism, fire damage and other protections designed for business use.

Can commercial vehicle insurance cover tools and equipment?

Some insurers offer optional coverage for tools, equipment and materials transported inside commercial vehicles. Coverage limits and conditions vary by policy.

Can employees drive vehicles covered under a commercial vehicle insurance policy?

Yes. Commercial vehicle insurance may cover employees who are authorized to drive company vehicles. Businesses should ensure all relevant drivers are disclosed when requesting coverage.

Can I insure multiple vehicles under one policy?

Yes. Businesses with several vehicles may qualify for commercial fleet insurance, allowing multiple vehicles to be insured under a single policy and simplifying administration.

What is commercial fleet insurance?

Commercial fleet insurance is designed for businesses that operate multiple vehicles. Rather than insuring each vehicle separately, fleet insurance combines eligible vehicles under one policy, making coverage management more efficient.

What is the difference between commercial vehicle insurance and fleet insurance?

Commercial vehicle insurance can cover a single vehicle or multiple vehicles used for business purposes. Fleet insurance is specifically designed for businesses that own or operate several vehicles under one insurance policy.

How much does commercial vehicle insurance cost?

The cost of commercial vehicle insurance depends on several factors, including the type of vehicle, industry, annual mileage, driving records, claims history, territory, number of vehicles insured and selected coverage options.

What factors affect commercial vehicle insurance premiums?

Insurance premiums are typically influenced by the vehicle's value, intended use, location, annual distance travelled, claims history, business activities and the driving records of authorized drivers.

How can businesses save on commercial vehicle insurance?

Businesses can often reduce insurance costs by comparing quotes from multiple insurers, maintaining good driving records, implementing driver safety programs, reviewing coverage regularly and bundling commercial insurance policies when available.

Is commercial vehicle insurance mandatory in Quebec?

Vehicles operated on public roads in Quebec must be insured. Businesses should ensure that vehicles used for commercial purposes are covered under a policy that accurately reflects their business activities.

Can self-employed workers get commercial vehicle insurance?

Yes. Self-employed professionals and independent contractors can obtain commercial vehicle insurance for vehicles used in connection with their business activities, including transporting tools, equipment, products or clients.

Can I compare commercial vehicle insurance quotes online?

Yes. With ClicAssure, you can complete a single online request and compare offers from multiple insurance partners specializing in commercial vehicle insurance, helping you save time while finding coverage tailored to your business needs.

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