KIA RIO5 2016 Car Insurance

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The 2016 Kia Rio5 is a compact hatchback valued for its practicality, fuel efficiency, and easy city maneuverability. It suits drivers looking for an affordable, versatile vehicle for daily commuting.

KIA RIO5 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Kia Rio5 fluctuates, moving from $1083 to $988 in 2022, then dropping to $854 in 2024, before rising again to $988 in 2025 and falling to $849 in 2026. Overall, the six-year trend points downward despite some short-term variation.

To find the best insurance for your KIA RIO5 2016 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your KIA RIO5 2016 cost in Quebec?

The highest premiums for the 2016 Kia Rio5 are found in Montreal ($1109) and Saguenay ($1034), while Saint-Jérôme ($470) and Drummondville ($513) show the lowest amounts among the provided cities. The gap between the priciest and most affordable cities exceeds $600.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$513.43
LAVAL	$591.74
MONTRÉAL	$1108.83
QUÉBEC	$814.16
REPENTIGNY	$615.85
Saguenay	$1034.02
SAINT-JÉRÔME	$470.01
SHERBROOKE	$680.17
TROIS-RIVIÈRES	$676.93

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Kia Rio5?

The average premium for a 2016 Kia Rio5 was $849 in 2026, down from $1083 in 2021. This compact model ranks among the more affordable vehicles to insure.

Has the premium for the 2016 Kia Rio5 changed much over time?

Yes. Between 2021 and 2026, the premium fluctuated between $849 and $1083, with an overall downward trend despite a temporary rise to $988 in 2025.

Which city offers the lowest insurance cost for a 2016 Kia Rio5?

Based on the data provided, Saint-Jérôme ($470) and Drummondville ($513) post the lowest average premiums for this model.

Why is the premium higher in Montreal than in Saint-Jérôme?

Montreal shows an average premium of $1109, versus just $470 in Saint-Jérôme. Traffic density, theft rates, and claim frequency in urban areas explain this large gap.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a 2016 Kia Rio5?

Vehicle age, replacement value, city of residence, and driver profile all play a role. For this model, these factors explain differences of over $600 depending on the city.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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