KIA RIO5 2016 Car Insurance

View offers received by our clients for their KIA RIO5 2016 car insurance

Click here to save on your car insurance

The 2016 Kia Rio5 is an affordable, fuel-efficient hatchback designed for city driving. Compact and easy to maneuver, it attracts drivers seeking a practical vehicle that's inexpensive to buy and simple to maintain.

KIA RIO5 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Kia Rio5 fluctuates, dropping from $1083 in 2021 to $854 in 2024, rising back to $988 in 2025, then falling again to $854 in 2026. Overall, the six-year trend leans downward despite these short-term variations.

To find the best insurance for your KIA RIO5 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA RIO5 2016

How much does insurance for your KIA RIO5 2016 cost in Quebec?

Premiums are highest in Montreal ($1109) and Saguenay ($1034), while Saint-Jérôme ($470), Laval ($518), and Drummondville ($513) show the lowest amounts. The gap between the least and most expensive cities exceeds $600.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$513.43
LAVAL	$518.12
MONTRÉAL	$1108.83
QUÉBEC	$812.63
REPENTIGNY	$615.85
Saguenay	$1034.02
SAINT-JÉRÔME	$470.01
SHERBROOKE	$680.17
TROIS-RIVIÈRES	$676.93

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Kia Rio5?

The average premium varies by reference year, ranging from $854 to $1083 between 2021 and 2026. In 2026, the average sits at $854.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Has the premium for the 2016 Rio5 changed much over time?

Yes, it fluctuated: from $1083 in 2021 to $854 in 2024, then $988 in 2025, and back to $854 in 2026. The overall trend still leans downward.

Which city offers the lowest insurance cost for a 2016 Kia Rio5?

Based on the data provided, Saint-Jérôme ($470), Drummondville ($513), and Laval ($518) show the lowest average premiums for this model.

Why does Montreal show a higher premium for this vehicle?

Montreal shows the highest premium ($1109), likely due to traffic density, vehicle theft rates, and higher claim frequency in urban areas.

What factors influence the premium for a 2016 Kia Rio5?

The vehicle's age, claims history, region of residence, and driver profile are the main factors that cause the premium to vary for this model.

HYUNDAI
ACCENT

TOYOTA
YARIS

HONDA
FIT

CHEVROLET
SONIC

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

	Client The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services.

	Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner.