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KIA RIO5 2012 Car Insurance

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The 2012 Kia Rio5 is a practical, economical compact hatchback valued for its reasonable fuel consumption and versatile format. Ideal for city driving, it appeals to drivers seeking an affordable, easy-to-maintain vehicle.

KIA RIO5 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2012 Kia Rio5 decline overall, moving from $855 to $664, with a notable drop through 2023 ($647) followed by a slight rebound and another decrease. This trend reflects the vehicle's increasing age and declining replacement value.

To find the best insurance for your KIA RIO5 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO5 2012 cost in Quebec?

Montreal shows the highest premium ($1590), followed by Quebec City ($891) and Saint-Jérôme ($849), while Laval ($391) and Gatineau ($453) post the lowest amounts. Lévis ($660) and Terrebonne ($655) fall in a mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $401.93
LAVAL $391.13
LÉVIS $660.00
MONTRÉAL $1590.31
QUÉBEC $891.47
Saguenay $0
SAINT-JÉRÔME $849.11
TERREBONNE $655.42

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Kia Rio5?
The average premium for a 2012 Kia Rio5 varies by year, ranging from $647 in 2023 to $855 in 2021, with a recent premium of $664 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why has the premium for the 2012 Rio5 decreased over time?
The vehicle's age reduces its replacement value, explaining the drop in average premium from $855 in 2021 to $664 in 2026.
Which city has the highest insurance cost for the 2012 Rio5?
Based on the data provided, Montreal shows the highest average premium at $1590, followed by Quebec City at $891.
Where is the 2012 Rio5 cheapest to insure?
Laval ($391) and Gatineau ($453) offer the lowest average premiums among the cities provided.
Does an older vehicle always cost less to insure?
Generally yes, since replacement value decreases, but factors like city, driver profile, and claims history also influence the premium.
How can I lower the insurance premium for a Rio5 2012?
Comparing quotes from several insurers and adjusting optional coverage based on the vehicle's current value can often lead to a better price.

Offers received by our customers on KIA RIO5 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026