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KIA RIO5 2018 Car Insurance

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The 2018 Kia Rio5 is a practical, affordable hatchback built for urban commuting. Economical to buy and maintain, it appeals to drivers seeking a versatile small car without sacrificing everyday comfort.

KIA RIO5 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, the average premium for the 2018 Kia Rio5 rises from $773 to $1233, before dropping to $1035 in 2026. After a marked increase in the earlier years, the trend reverses recently, suggesting a stabilization of insurance costs for this model.

To find the best insurance for your KIA RIO5 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO5 2018 cost in Quebec?

Premiums vary widely by city for the 2018 Kia Rio5: Saguenay shows the highest amount ($2400), followed by Trois-Rivières ($1667) and Montreal ($1302), while Gatineau ($521), Drummondville ($664), and Terrebonne ($669) show the lowest premiums.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $663.81
GATINEAU $520.57
LAVAL $867.16
LÉVIS $1002.45
LONGUEUIL $1247.56
MONTRÉAL $1301.50
QUÉBEC $1127.73
REPENTIGNY $1110.87
Saguenay $2400
SAINT-JÉRÔME $1063.46
SHERBROOKE $1141.65
TERREBONNE $669.04
TROIS-RIVIÈRES $1666.61

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Kia Rio5?
The average premium for a 2018 Kia Rio5 reached $1233 in 2025, before dropping to $1035 in 2026 based on available data.
Has the 2018 Kia Rio5 premium changed a lot since 2021?
Yes. It rose from $773 in 2021 to $1233 in 2025, a significant increase, before dropping to $1035 in 2026, suggesting a recent stabilization.
Which city has the highest insurance cost for a 2018 Kia Rio5?
Based on the data provided, Saguenay shows the highest premium at $2400, well above other compared cities like Montreal ($1302) or Quebec City ($1128).
Where is insurance for the 2018 Kia Rio5 most affordable?
Gatineau ($521), Drummondville ($664), and Terrebonne ($669) offer the lowest average premiums for this model according to the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2018 Kia Rio5?
Vehicle age, city of residence, driving history, and chosen coverage type are the main factors affecting the premium, as shown by the differences between cities.
How can I lower the insurance cost for a 2018 Kia Rio5?
Comparing several insurer quotes and adjusting optional coverage to actual needs are effective ways to reduce the premium for this model.

Offers received by our customers on KIA RIO5 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026