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BMW 328D 2016 Car Insurance

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The 2016 BMW 328d is a luxury compact sedan featuring a diesel engine known for its fuel efficiency and generous torque. It appeals to drivers seeking a refined driving experience paired with economical consumption, within a premium segment valued for its road dynamics.

BMW 328D 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 BMW 328d fluctuate, dropping to a low of $1526 in 2024 before rising sharply to $2108 and then $2768 in 2026. This recent increase may reflect the vehicle's growing age and higher parts costs.

To find the best insurance for your BMW 328D 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328D 2016 cost in Quebec?

Differences among the provided cities are significant: Terrebonne ($2965) and Repentigny ($2571) show the highest premiums, while Quebec City ($662) and Montreal ($1164) post noticeably lower amounts for the 2016 BMW 328d.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $661.63
REPENTIGNY $2570.87
TERREBONNE $2964.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 BMW 328d?
The average premium varies by year, ranging from $1526 in 2024 to $2768 in 2026, with a general average sitting between $1900 and $2100 depending on the period observed.
Have premiums for the 2016 BMW 328d changed a lot since 2021?
Yes. They fluctuated between $1526 and $2768 over the 2021-2026 period, with a notable spike toward the end, possibly linked to the vehicle's age and rising parts costs.
Which city offers the lowest insurance cost for a 2016 BMW 328d?
Based on the data provided, Quebec City ($662) and Montreal ($1164) post the lowest average premiums, compared to Terrebonne ($2965) and Repentigny ($2571).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does a BMW 328d's premium rise as the vehicle ages?
Specialized diesel parts, limited component availability, and higher maintenance costs for an aging model can push premiums up, as seen in 2026 with $2768.
How can I lower the insurance premium for a 2016 BMW 328d?
Comparing quotes from several insurers, maintaining a clean driving record, and choosing an appropriate deductible are effective ways to reduce insurance costs for this model.

Offers received by our customers on BMW 328D 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026