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BMW 328D 2018 Car Insurance

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The 2018 BMW 328d is a compact luxury sedan powered by an efficient diesel engine, blending comfortable driving manners with German dynamism. It appeals to drivers seeking fuel efficiency without sacrificing the brand's signature refinement.

BMW 328D 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the 2018 BMW 328d fluctuate before jumping sharply, moving from $1692 in 2021 to $2109 in 2022, dropping back to $1567 in 2023, rising again to $1763 in 2024, and reaching $2894 in 2025. This sharp recent increase may reflect the vehicle's growing age and higher repair costs.

To find the best insurance for your BMW 328D 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328D 2018 cost in Quebec?

Based on the data provided, the average premium for the 2018 BMW 328d is higher in Laval ($3562) than in Montreal ($3092), a difference of $470 between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $3562.12

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2018 BMW 328d?
In 2025, the average premium for a 2018 BMW 328d is $2894, a sharp increase compared to previous years according to available data.
Has the premium for the 2018 BMW 328d changed a lot since 2021?
Yes. It fluctuated between $1567 and $2894 from 2021 to 2025, with a marked increase in 2025, suggesting cost adjustments tied to the vehicle's age.
Where is the 2018 BMW 328d cheaper to insure, Laval or Montreal?
Based on the data provided, Montreal shows a lower average premium ($3092) than Laval ($3562) for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why can a diesel sedan like the 328d be expensive to insure?
Diesel technology, specialized parts costs, and the BMW 328d's luxury status contribute to premiums that exceed those of average compact sedans.
How can I lower my premium for a 2018 BMW 328d?
Comparing quotes from several insurers, raising your deductible, and checking driving-record discounts can help reduce the premium, especially given the increase observed in 2025.

Offers received by our customers on BMW 328D 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026