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FIAT 124 Car Insurance

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The Fiat 124 is a compact roadster with retro charm, inspired by the original 1960s model. Light and agile, it appeals to convertible driving enthusiasts seeking distinctive Italian style in an accessible package.

FIAT 124 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Fiat 124 fluctuate significantly, rising from $538 in 2021 to a peak of $1328 in 2022, then dropping to $600 in 2025 before climbing back to $839 in 2026. This variability reflects the limited data volume typical of this niche model rather than a stable trend.

To find the best insurance for your FIAT 124 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FIAT 124 cost in Quebec?

Based on the data provided, only Montreal is available for the Fiat 124, with an average premium of $1518. This amount sits above most of the yearly values observed in the model's history, which may reflect local traffic or claims patterns.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $328.74
MONTRÉAL $1517.82

FIAT 124 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
FIAT 124 2019 $1248.78
FIAT 124 2017 $752.54

Frequently asked questions (FAQ)

How much does insurance cost for a Fiat 124?
Based on available data, the average premium for a Fiat 124 varies considerably by year, ranging from $538 in 2021 to $839 in 2026, with a peak of $1328 in 2022.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Fiat 124 premium vary so much year to year?
This niche model generates limited insurance data, making premiums more volatile. The $1328 peak in 2022 contrasts sharply with the $600 seen in 2025.
How much does it cost to insure a Fiat 124 in Montreal?
In Montreal, the average premium is $1518, an amount higher than most yearly values recorded for this model elsewhere.
What factors influence the premium for a Fiat 124?
Its roadster classification, limited parts availability, and low volume of insured vehicles contribute to premiums that can be higher and more variable than mainstream models.
How can I reduce insurance costs for a Fiat 124?
Comparing quotes from several insurers is especially recommended for this niche vehicle type, where price differences between insurers can be significant.

No recent premium example was found for "FIAT 124".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this FIAT 124 page

The premiums above cover every version of the FIAT 124, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
124 ABARTH SPIDER 2017 - 2020
124 CLASSICA SPIDER 2017 - 2020
124 LUSSO SPIDER 2017 - 2020

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