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FIAT 500 Car Insurance

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The Fiat 500 is a compact city car with retro Italian styling, designed for urban driving and easy parking. Light and nimble, it appeals to drivers seeking an economical, distinctive vehicle suited to daily city commutes.

FIAT 500 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Fiat 500 fluctuate without a clear linear trend, dropping from $1062 in 2021 to $629 in 2025, then rising again to $754 in 2026. After a notable decline through 2025, a slight increase appears for the latest available year.

To find the best insurance for your FIAT 500 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FIAT 500 cost in Quebec?

Premiums are highest in Brossard ($1541) and Longueuil ($946), while Drummondville ($318) and Gatineau ($354) post the lowest amounts. The gap between cities is substantial, ranging from $318 to over $1500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1541.26
DRUMMONDVILLE $318.28
GATINEAU $353.69
LAVAL $578.79
LONGUEUIL $945.88
MONTRÉAL $850.67
QUÉBEC $497.51
REPENTIGNY $432.22
SAINT-JÉRÔME $589.69
SHERBROOKE $499.08
TERREBONNE $507.40
TROIS-RIVIÈRES $621.3

Frequently asked questions (FAQ)

How much does auto insurance cost for a Fiat 500?
Based on available data, the average premium for a Fiat 500 varies year to year, reaching $754 in 2026 after dipping to $629 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the Fiat 500 premium changed much since 2021?
Yes. The average premium dropped from $1062 in 2021 to $629 in 2025, then rose again to $754 in 2026, showing significant variation over the period.
Which city offers the lowest insurance cost for a Fiat 500?
Based on the data provided, Drummondville ($318) and Gatineau ($354) post the lowest average premiums for this model.
Why does the premium vary so much between cities?
Factors like traffic density, theft frequency, and local claims history explain gaps exceeding $1000 between cities such as Brossard ($1541) and Drummondville ($318).
What factors influence the price of Fiat 500 insurance?
The car's small size, imported parts costs, and driver profile all influence the premium, which can vary considerably by city and year.
How can I lower my premium for a Fiat 500?
Comparing quotes from several insurers and bundling auto with home insurance remain effective ways to reduce the premium cost.

Offers received by our customers on FIAT 500 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026