FORD RANGER Car Insurance

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The Ford Ranger is a versatile midsize pickup valued for its towing capability, ruggedness, and compact footprint suited to both city driving and work use. It appeals to drivers wanting a practical utility vehicle without the bulk of a full-size truck.

FORD RANGER CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Ford Ranger fluctuate significantly, dropping from $3858 in 2021 to just $704 in 2022, before gradually rising to $1050 in 2025 and easing slightly to $937 in 2026. This volatility makes it difficult to identify a stable trend over the period.

To find the best insurance for your FORD RANGER vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD RANGER

How much does insurance for your FORD RANGER cost in Quebec?

The highest Ford Ranger premiums are found in Saguenay ($3797), Montreal ($1921), and Saint-Jean-sur-Richelieu ($1673), while Brossard ($279), Lévis ($435), and Saint-Jérôme ($478) show the lowest amounts. The gap between these cities is particularly wide.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$279.18
DRUMMONDVILLE	$729.88
GATINEAU	$1073.16
LAVAL	$906.40
LÉVIS	$435.23
LONGUEUIL	$727.76
MONTRÉAL	$1920.78
QUÉBEC	$694.68
REPENTIGNY	$637.32
Saguenay	$3796.79
SAINT-JEAN-SUR-RICHELIEU	$1673.11
SAINT-JÉRÔME	$477.60
SHERBROOKE	$937.12
TERREBONNE	$865.36
TROIS-RIVIÈRES	$1228.43

Frequently asked questions (FAQ)

How much does insurance cost for a Ford Ranger?

Based on available data, the average premium for a Ford Ranger was $937 in 2026, after varying between $704 and $1050 in prior years.

Why did Ford Ranger premiums vary so much between 2021 and 2026?

The premium dropped from $3858 in 2021 to $704 in 2022, a sharp decline that may reflect changes in the data sample or insured driver profile, followed by a gradual climb to $1050 by 2025.

Which city offers the lowest insurance cost for a Ford Ranger?

Based on the data provided, Brossard ($279), Lévis ($435), and Saint-Jérôme ($478) show the lowest average premiums for this vehicle.

Why is the premium so high in Saguenay for the Ford Ranger?

With an average premium of $3797, Saguenay stands out sharply from the other cities provided, which could be explained by regional factors like claim frequency or the profile of insured drivers.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the price of Ford Ranger insurance?

Its truck classification, intended use (work or personal), replacement value, and city of residence are among the factors that cause the premium to range between $279 and $3797 according to the data.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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