FORD RANGER 2021 Car Insurance

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The 2021 Ford Ranger is a rugged mid-size pickup designed to balance work capability with urban maneuverability. Popular with tradespeople and outdoor enthusiasts alike, it offers solid towing capacity in a more compact format than a full-size truck.

FORD RANGER 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 Ford Ranger fluctuate rather than follow a linear trend, moving from $1193 to $1057, climbing to $1297 in 2024, dropping to $990 in 2025, and rising slightly to $1067 in 2026. These variations reflect market adjustments rather than a steady increase or decrease.

To find the best insurance for your FORD RANGER 2021 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your FORD RANGER 2021 cost in Quebec?

Among the cities provided, Gatineau posts the highest average premium ($958), followed by Laval ($753) and Quebec City ($597), while Lévis shows a value of $0 in the available data. The gap between Gatineau and Quebec City exceeds $350.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$957.57
LAVAL	$753.19
LÉVIS	$0
QUÉBEC	$597.48

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Ford Ranger?

Based on the available data, the average premium for a 2021 Ford Ranger ranges between $990 and $1297 depending on the year, with a value of $1067 reported for 2026.

Are premiums for the 2021 Ranger increasing over time?

Not consistently. Between 2021 and 2026, the average premium fluctuates, rising to $1297 in 2024, then dropping to $990 in 2025, before climbing slightly back to $1067.

Which city offers the lowest insurance cost for a 2021 Ford Ranger?

Among the cities provided, Quebec City shows the lowest premium ($597), followed by Laval ($753), while Gatineau posts the highest value ($958).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the insurance premium for a truck like the Ranger?

Vehicle weight, towing capacity, parts costs, and whether the truck is used for work or personal purposes can all cause premiums to vary between drivers.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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