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FORD RANGER 2022 Car Insurance

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The 2022 Ford Ranger is a sturdy mid-size pickup built for versatility between utility work and daily driving. It appeals to drivers seeking towing capability, cargo space, and reliability without the bulk of a full-size truck.

FORD RANGER 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2022 Ford Ranger fluctuate, moving from $1066 to $1155, rising to $1390 in 2024, dipping to $1298 in 2025, then climbing to $1525 in 2026. This variation reflects shifting repair and claims costs over the years.

To find the best insurance for your FORD RANGER 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD RANGER 2022 cost in Quebec?

Based on the data provided, the average premium for the 2022 Ford Ranger is higher in Montreal ($1287) than in Quebec City ($945), a notable gap reflecting differences in traffic density and claim frequency between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1287.29
QUÉBEC $945.31

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2022 Ford Ranger?
The average premium for the 2022 Ford Ranger varies by reference year, ranging from $1066 in 2022 to $1525 in 2026, based on available data.
Have premiums for the 2022 Ranger increased over time?
Not in a straight line. The premium rose from $1066 in 2022 to $1390 in 2024, dropped to $1298 in 2025, then reached $1525 in 2026, showing fluctuation rather than a steady increase.
Is the 2022 Ranger more expensive to insure in Montreal or Quebec City?
Based on the data provided, the average premium is higher in Montreal ($1287) than in Quebec City ($945), a gap of about $342.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium of a 2022 Ford Ranger?
Intended use of the vehicle (work or personal), engine size, claim frequency for this model, and the city of residence are among the main factors affecting the premium.
How can I lower the insurance premium on a truck like the Ranger?
Comparing quotes from several insurers, choosing a higher deductible, and bundling auto and home insurance are effective ways to reduce costs.

Offers received by our customers on FORD RANGER 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026