GMC TERRAIN 2016 Car Insurance

View offers received by our clients for their GMC TERRAIN 2016 car insurance

Click here to save on your car insurance

The 2016 GMC Terrain is a versatile compact SUV designed for families and urban driving. It offers a spacious cabin, good visibility, and reassuring road manners, in a segment valued for its balance of practicality and comfort.

GMC TERRAIN 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 GMC Terrain fluctuate noticeably, moving from $700 to $1240 in 2022, dropping back to $725 in 2023, then climbing to $1323 in 2025 before settling at $1062 in 2026. This volatility makes it difficult to identify a clear linear trend.

To find the best insurance for your GMC TERRAIN 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your GMC TERRAIN 2016

How much does insurance for your GMC TERRAIN 2016 cost in Quebec?

Based on the data provided, the average premium for the 2016 GMC Terrain is higher in Gatineau ($886) than in Quebec City ($602), a notable gap between the two cities compared.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$886.17
QUÉBEC	$602.33

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 GMC Terrain?

The average premium ranged between $700 and $1323 depending on the year, reaching $1062 in 2026 according to available data.

Are premiums for the 2016 Terrain rising steadily?

No. Between 2021 and 2026, premiums fluctuate significantly, moving from $700 to $1240, then to $725, before climbing to $1323 in 2025 and falling back to $1062 in 2026. No clear linear trend emerges.

Where is the 2016 GMC Terrain cheapest to insure?

Based on the data provided, Quebec City ($602) offers a noticeably lower average premium than Gatineau ($886) for this model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why can premiums for an SUV like the Terrain vary so much?

Vehicle age, claim frequency, parts costs, and shifts in the insured driver profile from year to year can explain significant premium variation.

How can I lower the insurance premium for a 2016 GMC Terrain?

Comparing quotes from several insurers, adjusting optional coverage, and maintaining a clean driving record remain the most effective ways to reduce the premium.

Offers received by our customers on GMC TERRAIN 2016 cars

GMC TERRAIN 2016

A Man from Saint-Augustin-De-Desmaures

$791 /year

Premium computed in November 2018

Similar brands

CHEVROLET
EQUINOX

FORD
ESCAPE

TOYOTA
RAV4

HONDA
CR-V

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

Model version by year

Explore other car insurance premiums

GMC TERRAIN 2016 by city

Other GMC models

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

	Client The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services.

	Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner.