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GMC TERRAIN 2016 Car Insurance

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The 2016 GMC Terrain is a versatile compact SUV known for its spacious cabin and comfortable ride. Designed for families and daily commuting, it combines practicality and sturdiness in an easy-to-handle urban footprint.

GMC TERRAIN 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 GMC Terrain fluctuate significantly, rising from $700 to $1240 in 2022, dropping to $725 in 2023, then climbing to $1323 in 2025 before settling at $1146 in 2026. This variability reflects notable market shifts rather than a stable trend.

To find the best insurance for your GMC TERRAIN 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your GMC TERRAIN 2016 cost in Quebec?

The available data covers two cities: Gatineau, where the average premium reaches $886, and Quebec City, where it is more affordable at $602. The gap between the two cities exceeds $280, suggesting a notable geographic variation for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $886.17
QUÉBEC $602.33

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 GMC Terrain?
In 2026, the average premium for a 2016 GMC Terrain is $1146. This amount has fluctuated significantly over the years, ranging from $700 in 2021 to $1323 in 2025.
Have premiums for the 2016 GMC Terrain varied a lot over time?
Yes. Between 2021 and 2026, the average premium fluctuated significantly, moving from $700 to $1240, dropping to $725, then reaching $1323 in 2025 before settling at $1146 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers cheaper insurance for a 2016 GMC Terrain?
Based on the data provided, the average premium is lower in Quebec City ($602) than in Gatineau ($886), a gap of more than $280.
What factors influence the premium for a 2016 GMC Terrain?
Vehicle age, claims history, theft frequency, and replacement parts costs are among the factors that can explain the fluctuations observed in premiums.
How can I lower my premium for a 2016 GMC Terrain?
Comparing quotes from several insurers, adjusting deductibles, and bundling auto and home insurance are effective ways to reduce coverage costs.

Offers received by our customers on GMC TERRAIN 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026